The China Banking and Insurance Regulatory Commission issued a risk warning丨 News said that PingPong intends to raise $1 billion in a Hong Kong IPO

Guided tour ZFZJ.CN today

●The first batch of cloud flash payment APP passed the Ministry of Industry and Information Technology's aging and barrier-free assessment

● The news that Apple will allow the iPhone to accept credit card payments directly

● The Banking and Insurance Regulatory Commission issued a reminder: The word "bank" cannot be used casually

●.....

PAY NEWSZFZJ. CN

No.1

Mastercard Q4 net revenue increased 27% year-over-year

On January 27, before the US stock market, Mastercard announced its fourth quarter and full year results for 2021. According to the financial report, the company's Q4 net revenue was $5.2 billion, compared with $4.1 billion in the same period last year, an increase of 27% year-on-year; Net profit was $2.4 billion, compared to $1.8 billion in the year-ago quarter, up 33% year-over-year; Diluted earnings per share were $2.41, compared to $1.78 for the year-ago quarter.

In local currency terms, the amount settled through Mastercard increased by 23% year-on-year to $2.1 trillion.

As of December 31, 2021, the company's customers had opened 3 billion MasterCard and Maestro-branded cards.

No.2

The Guangzhou Monetary Authority implemented a pilot project for overseas investment by qualified domestic limited partners

On January 26, the Guangzhou Municipal Financial Supervision Bureau took the lead in organizing the first plenary meeting of the Guangzhou Qualified Domestic Limited Partners Overseas Investment (QDLP) Pilot Joint Conference and the first QDLP Pilot Project Review Meeting, and held the QDLP Pilot Policy Promotion Activity in an online + offline manner. Under the strong support and guidance of the Guangdong Provincial Local Financial Supervision Bureau, the Guangdong Branch of the State Administration of Foreign Exchange, and the Guangdong Securities Regulatory Bureau, Chen Ping, a first-level researcher of the Guangzhou Local Financial Supervision Bureau, attended the pilot joint meeting and policy promotion meeting and delivered a speech. About 50 people, including member units of the municipal pilot joint meeting, relevant municipal departments, enterprises, banks, securities, funds, and third-party intermediaries, participated in the offline activities, and about 2,200 people watched online simultaneously.

No.3

The first batch of cloud flash payment APP passed the ageing and accessibility assessment of the Ministry of Industry and Information Technology

Recently, the Ministry of Industry and Information Technology announced the "Internet Application Ageing and Barrier-free Transformation Special Action" the first batch of APP that passed the aging and barrier-free level evaluation, and the Cloud Flash Pay APP effectively improved the convenience of payment for the elderly group by virtue of the "care version" and other "ageing" service functions, and the first batch passed the evaluation.

No.4

For the first time, Hong Kong residents can use electronic red envelopes to pay their respects to relatives and friends in the mainland

According to Hong Kong media reports, the new cross-border benefit of AlipayHK is a function, AlipayHK users only need to click on the "Remittance" sign in the App, select "Pay to Relatives and Friends in the Mainland", enter the recipient name and the mainland Alipay account number, you can freely choose to distribute cross-border benefits ranging from 50-520 yuan to relatives and friends in the mainland. If a Hong Kong user pays a dividend on AlipayHK in Hong Kong dollars, the bank account linked to Alipay for relatives and friends in the mainland will receive the corresponding amount of RMB, and the foreign exchange will be exchanged instantly without handling fees.

No.5

The second batch of pilot banks for the Guangdong-Hong Kong-Macao Greater Bay Area "Cross-border Wealth Management Connect"

The list is published

The second batch of pilot banks for the Guangdong-Hong Kong-Macao Greater Bay Area "Cross-border Wealth Management Connect" was announced, and the newly approved mainland banks include Everbright Bank, Chong Hing Bank, Xiamen International Bank, OCBC Wing Hang Bank (China) and Fubon Huayi Bank. Among them, Everbright Bank Guangzhou Branch was approved to carry out Northbound Connect business with Everbright Bank Hong Kong Branch; Chong Hing Bank Guangzhou Branch was approved to carry out Southbound Connect business with Hong Kong's Chong Hing Bank Co., Ltd.; OCBC Wing Hang Bank (China) Shenzhen and Zhuhai branches were approved to carry out Northbound Connect business with OCBC Wing Hang Bank Co., Ltd. in Macau; and Fubon Huayi Bank Shenzhen and Guangzhou two branches were approved to carry out Southbound Connect business with Fubon Bank (Hong Kong).

No.6

The Banking and Insurance Regulatory Commission issued a reminder: The word "bank" cannot be used casually

The China Banking and Insurance Regulatory Commission issued the "Risk Tips on the Irregular Use of the Word "Bank"" and pointed out that in the near future, through daily monitoring, I will find that there have been many cases of irregular use of the word "bank" in some places without the approval of the CBIRC and its dispatched agencies. Some localities use the word "bank" to name certain public projects, and do not use the word "bank" in publicly issued work plans and other documents, including the use of names such as "Two Mountains Bank" and "Food Bank" to name relevant ecological resources operation and development platforms, and the use of the word "bank" in a conspicuous position on business premises.

The CbRC requires that all localities should promptly rectify and correct the irregular use of the word "bank". Regulatory departments at all levels should do a good job of publicizing the interpretation of the law, combine supervision with law enforcement, and coordinate and promote the work of standardizing the use of the word "bank" in accordance with law.

No.7

Little Red Book launched the "Meta-Universe Temple Festival Activity" to distribute blind box digital collections

On January 27, Xiaohongshu launched the "Meta-Universe Temple Festival Activity". The event was organized by Xiaohongshu-Hot Neutron Studio, together with 22 original designers and artists, to sell digital artworks themed during the Spring Festival for the first time in the form of a digital blind box. According to the different themes of the temple fair, the blind box digital collection released this time is divided into three types: "New Home Digital Blind Box", "New Clothes Digital Blind Box" and "New Goods Digital Blind Box", 56 original digital collections, each digital collection is sold in limited quantities.

No.8

Issued by ten departments

Action Plan for Digital Rural Development (2022-2025)

The Central Cyberspace Administration and 10 other departments issued the Action Plan for Digital Rural Development (2022-2025). The Action Plan deploys priority actions in 8 areas. The first is the digital infrastructure upgrade action, the second is the smart agriculture innovation and development action, the third is the new format and new model development action, the fourth is the digital governance capacity improvement action, the fifth is the rural network culture revitalization action, the sixth is the smart green village construction action, the seventh is the public service efficiency improvement action, and the eighth is the network help expansion and deepening action. At the same time, the Action Plan also sets up 7 key projects, such as the digital transformation and upgrading of rural infrastructure, as an important starting point for the implementation of the above actions.

No.9

PingPong is reported to be planning a Hong Kong IPO

$1 billion is proposed

PingPong, a cross-border e-commerce collection brand, is said to be planning a Hong Kong IPO to raise $1 billion.

No.10

China UnionPay Henan Branch

Help the construction of digital cities in Sanmenxia City and Kaifeng City

Recently, China UnionPay Henan Branch has signed memorandums of cooperation with Sanmenxia City and Kaifeng Municipal Bureau of Commerce, and the two sides will give full play to the leading role of resources to integrate industry resources, support the development of new consumption, actively promote the digital construction of the local payment acceptance environment, and continue to inject new vitality into the rapid development of local new consumption.

Relying on the digital platform of cloud flash payment, Henan Branch joined hands with Sanmenxia City and Kaifeng Municipal Bureau of Commerce to carry out government consumption coupon issuance activities, issuing a total of 46.5 million yuan of consumption coupons, driving local consumption to 253 million yuan, fully stimulating the consumer market, getting the recognition and praise of the majority of users, effectively boosting consumer confidence, and providing positive assistance for creating a good atmosphere of benefiting the people, benefiting enterprises and helping businesses. At the same time, in the urban bus, campus, supermarket, catering, refueling, agricultural products acquisition and other fields to achieve mobile payment acceptance, with payment upgrade as the entry point to help the construction of digital cities, the effect is remarkable.

No.11

MoonPay launches a credit card checkout tool for NFT purchases

Crypto payment company MoonPay has launched a credit card (fiat) checkout tool for NFT purchases that MoonPay's customers can use to provide users with a way to buy NFTs without using cryptocurrency. The move comes after Coinbase recently announced that its upcoming NFT platform will support Mastercard purchases.

No.12

The news said that Apple will allow the iPhone to accept credit card payments directly

Apple is planning to launch a new service that will allow small merchants to accept payments directly on their iPhones without any additional hardware, according to people familiar with the matter. Apple may begin rolling out the feature in the coming months through software updates, and Apple is expected to release its first beta version of iOS 15.4 soon, possibly to consumers as early as spring, people familiar with the matter said. An Apple spokesperson declined to comment.