Many young people often hesitate to buy a house, after all, the accumulation of wealth is less, the social experience is not enough, today we will talk about whether young people buy apartments or not.
1. The nature of property rights
Loft's property rights are generally 40 years or 50 years (of course, there are also 70 years of property rights, less), the down payment of commercial houses is at least 50%, the loan term is generally not more than 10 years, and the housing provident fund loan cannot be used.
Comments: It seems to be more expensive than ordinary houses, and it is very stressful to buy a set! But Loft is generally cheap! It's just cheap! So the total price is low, which is why so many young people can afford it!
2. Cost of living
Subject to the restrictions of commercial property rights (except for 70 years of property rights), Loft is generally a commercial nature of electricity and water, and its cost is about twice as high as that of civil water and electricity; at the same time, Loft is generally not gas-free, and it is inconvenient to cook, and can only use electricity. In addition, Loft's property fees are relatively expensive, which increases the cost of living in residence.
Comments: These costs and house prices are simply insignificant compared to each other, so with these costs of living to consider whether to buy Loft is actually not a reference value, after all, enjoying a high-quality life is the first thing you consider!
3. Decoration cost
The biggest value of Loft is that it can be decorated as you want, and it can be played freely. But because of this, the decoration cost of Loft is also relatively high, you have to install escalators, but also consider the load bearing of the second floor. There is also the fact that the space on the second floor may be smaller than the first floor, so it may also be necessary to consider the customization of furniture.
Comments: Decoration is the most important factor for loft to live comfortably, and it is also the most expensive in addition to buying a house, but also because the area is not very large, in fact, the decoration still has to be seen according to the specific situation.
4. Ventilation, lighting and sound insulation
Because of the small area and the design of the upper and lower floors, the lighting and ventilation effect is greatly reduced than that of ordinary houses. In some buildings, when designing Loft, concrete is not used in the construction of the second floor, but only a layer of channel steel is beaten, and a layer of woodworking board is added to it. So the sound insulation effect of one or two floors is not very good.
Comments: Loft is indeed inferior to ordinary houses in terms of lighting and ventilation, especially the second floor has a greater impact. Therefore, the requirements for this aspect are particularly high, and we need to be cautious when choosing Loft.
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