Text / Sasha Zhao
"How are your investment performance in 2021?"
Soon it is the end of the year, and it is time to review the investment income of the past year, some friends have been eager to show the income in the circle of friends; some friends silently reflect on why "eating meat" did not catch up in the past year, and the light was left to "be beaten"; some friends bid farewell to the past year in a dashing manner, expecting to fight the investment market again in the next year.
Taking advantage of this opportunity, the minibus also reviewed the new trend of the investment market in the past year with everyone to see if you have caught up with the new trend.
Young people always have a good feeling about what is full of technology, and they will show a similar preference for investment. Recently, Shanghai Investment Morgan Fund launched a survey on Weibo #Invest in Future China, and many post-80s and post-90s generations said that their favorite investment directions in the future are artificial intelligence, new energy, biomedicine and virtual reality technology.
From the specific data, 62.6% of people believe that they will choose to invest in the new energy industry in the next 10 years; 60% of them have expressed an open and welcoming attitude towards artificial intelligence, saying that they will focus on the layout in the next 10 years; and 46.7% of people prefer to invest in the biomedical industry.
The emerging meta-universe industry is the C position of the investment market in 2021.
Liu Cixin, the author of "The Three-Body Problem", once said: "There are two paths in front of human beings: one is outward, leading to the sea of stars; one is inward, leading to virtual reality." ”
Although the road to virtual reality is now full of thorns, many technology companies are ready to "open up the wilderness", such as Facebook announcing that it will transform into a meta-universe company within 5 years; Microsoft plans to release the enterprise meta-universe early next year; Baidu released the first domestic meta-universe product "Xi'an"...
A small group of young people have obviously realized that this is a big historical opportunity, so 26.4% of them firmly said in the questionnaire survey that they will focus on the metacosm in the future and set "virtual reality technology" as the future investment direction.
Gary Brinson, the father of global asset allocation, once said: "In the long run, about 90% of investment returns come from successful asset allocation." ”
To do a good job in asset allocation, it is necessary to show the serious spirit of forming a football team, and it is necessary to allocate defenders, centers and forwards, and none of them can appear to pull the crotch, otherwise they will lose the whole game.
In the past, it was often real estate that played a defensive role as a defender.
However, in recent years, under the background of "housing and not speculation", and under the suppression of long-term adjustment mechanisms such as real estate taxes in the future, the value-added ability of real estate has gradually become somewhat stretched. According to the data of China Real Estate Index System, the price of new residential buildings in 100 cities rose by only 1.7% in the first half of 2021, and in the second half of the year, with the tightening of policies, residential prices rose even more difficult, and even fell in November.
If the old player can't do it, change to the new player. At present, investors have begun to look for new "defenders" in the market, such as replacing real estate with fixed income + funds.
According to the data of Huicheng Fund Research Center, as of November 26, a total of 336 fixed income + have been established this year, with a scale of 503.2 billion yuan, more than the total issuance scale of the past three years.
When a new generation of young people encounter something they like, they can't help but buy it, often resulting in no "surplus grain" in their hands.
In order to be able to afford the products endorsed by Aidou after retirement and to afford the elderly tour group, this generation of young people has had to start thinking about how to save more "pension money".
The state seems to know our troubles too, so in the past few years it has created a pension target fund as a product, trying to make us have one more trick to prepare for the pension.
Pension target fund is an innovative public fund, the first domestic sale time is 2018, mainly for personal pension services, the purpose is to hope that investors' assets can achieve long-term steady appreciation.
After more than 3 years of development, the pension target fund has become increasingly mature. According to data from Galaxy Securities, as of the end of November, there were 147 pension target funds in China.
In addition, according to data from Zhongtai Securities, as of December 10, 2021 was the year with the largest number of pension target funds offered, with a total of 36.6 billion yuan.
After 95, who still calls themselves "baby", they can also find a pension target fund suitable for themselves, such as the pension target fund of "target date 2050", which is prepared for people born from 1985 to 1995.
China has been the fastest growing economy in the past few decades, and investors are more likely to get rich returns when they invest in China, so relatively speaking, there is less interest in overseas investment.
According to the research of Everbright Securities, since the implementation of the QDII system in 2007, the scale of QDII funds has accounted for about 4% of the total number of public funds, and since then the proportion has gradually declined, and by November last year, this proportion became 0.61%, which shows that investors prefer domestic investment.
But in 2021, investors are suddenly interested in overseas investment. According to the Data of Shanghai Securities News, as of the end of the third quarter, the size of the QDII fund reached 223.3 billion yuan, 100 billion yuan more than the scale at the end of last year.
Among them, oil and gas and QDII products of China Interconnection are particularly popular, and in terms of market trends, one of them wants to go to the sky and the other is drilling the ground. Oil and gas QDII funds have climbed in net worth this year against the backdrop of recovery in demand and energy constraints, becoming the leader in the rankings. If you look at the message area of such fund products, most investors are also laughing and giggling.
The QDII fund of the China-wide interconnection class has been declining in the net value of the "double reduction" of the education and training industry. In the message area of such fund products, we often see investors crying, and the loss of 10%-20% is not worth saying, and there are many people who have lost more. The trapped investors refused to cut, and they had to be ridiculed by others: "Look, there is a leek here that has lost money, and it will not run..."
However, in general, although the returns of China-wide Internet are dismal, in the spirit of "the fund has fallen all the way to the investment", the investor's willpower to read the bottom is still very firm, and the corresponding QDII fund scale is constantly creating new highs.
Buffett said: "By regularly investing in index funds, an amateur investor who doesn't know anything can often beat most professional investors." ”
Even a few years ago, Buffett made a will, if he died, he would use 90% of the cash in his name to buy index funds. The reason is that Buffett believes that stock trading needs to rely on understanding, but unfortunately, his family does not have understanding.
Investment guru Rogers also said: "I am very optimistic about passive investment. ETFs offer cheaper and more convenient ways to trade. The key point is to find good investors early. ”
So in recent years, in the domestic market, many investors have turned to the BIG SHIP OF ETFs after hitting a wall in the stock market. It allows investors to have the cool feeling of trading stocks, and it is essentially a fund.
"If you're bullish on an industry, buy its ETF." This saves investors a lot of stock picking troubles.
Under everyone's enthusiasm, at the end of November last year, China's ETF scale has exceeded 1 trillion. 2021 is the "big year of issuance" of ETFs, according to Wind data, as of the end of November this year, the total size of domestic ETFs is close to 1.9 trillion yuan, the total number has reached 607, from equity ETFs, currency ETFs to cross-border ETFs, commodity ETFs, bond ETFs, etc., product types are available, there is always a suitable one for you.
However, although the ETF is good, it can not be "greedy", how to select from hundreds of ETFs suitable for investment, but also need everyone to have a deep research ability on industry trends and valuation levels.
These are some of the new investment trends we have observed in 2021.
If you want to seize more new investment outlets in 2022 and create better returns for yourself, then you are welcome to watch the New Year's Eve live broadcast jointly opened by Shanghai Investment Morgan Fund and Bank of Communications at 7:30 pm on December 31, 2021, with the theme of "2022, Invest in the Future Together".
In the live broadcast, you can meet many guests who are as kind as old friends, including Zhou Wanfu, Wang Dazhi, Wu Xiaobo, Tang Jianwei, Du Meng, Lin Chao, Zhao Longlong, Lou Huiyuan, and Sun Ruiqi. They will talk to you about these interesting topics, such as:
How do young people choose their first job? How to gain insight into investment opportunities in the new year? How does Wu Xiaobo, a former home buyer, view buying a house? What will the metaverseal worlds that people live in the future? How long will life expectancy be in 30 years?
Let's greet the New Year and usher in a new era of investment in the live broadcast.
Search now ▼ Watch the live stream
Resources:
1. "What investment directions are young people optimistic about?" "Invest in the Future of China" Survey Results Released", China Fund News
2. "China Real Estate Market 2021 Summary >2022 Outlook", Middle Finger Research Institute
3. "Media Industry Investment Strategy in 2022: Grasp the Main Line of Meta-Universe Technology and Pay Attention to the Layout of Content Ecology", Southwest Securities
4. ""Fixed Income +" Fund is hot, with a new issuance scale of more than 500 billion yuan during the year", China Fund News
5. "On the Allocation of QDII Funds in Large Classes of Assets", Everbright Securities
6. "Excellent performance of consumer theme funds, pension FOF scale exceeded 100 billion", Zhongtai Securities