New energy vehicle insurance online Heilongjiang PICC Property Insurance successfully signed the first order of Longjiang new energy vehicle insurance

International Online Heilongjiang Channel News (Mou Haiwei): At 00:00 on December 27, the "Exclusive Clauses for Commercial Insurance for New Energy Vehicles of the China Insurance Industry Association (Trial)" (hereinafter referred to as the "Exclusive Clauses for Commercial Insurance for New Energy Vehicles (Trial)") was officially released, and PICC Property & Casualty Insurance Heilongjiang Branch also successfully signed the first exclusive auto insurance for new energy vehicles in the insurance industry in Heilongjiang Province, marking the smooth implementation of the long-brewed new energy vehicle insurance policy in Heilongjiang Province.

According to PICC Property & Casualty Insurance Heilongjiang Branch, the "three electricity" of motor, battery and electronic control are the core technology and components of new energy vehicles, and they are also components that are prone to concentrated risks. In the past, new energy vehicles were generally insured in accordance with the traditional car insurance terms, and core components such as batteries were difficult to insure separately, and with the release of the "Exclusive Terms for Commercial Insurance for New Energy Vehicles (Trial)", this situation will be changed. Specifically, in terms of insurance liability, the exclusive clause not only provides protection for the "three electricity" system, but also comprehensively covers the use scenarios of new energy vehicles driving, parking, charging and operation. In terms of the structure of insurance types, the main insurance is consistent with the current model clauses of motor vehicle commercial insurance in terms of structure, and in addition to retaining the 9 additional insurances of the current model clauses of motor vehicle commercial insurance, the additional insurance has revised and completed the "Special Clauses for Additional New Energy Vehicle Value-added Services", and added 3 additional insurances of "Additional External Grid Fault Loss Insurance", "Additional Self-use Charging Pile Loss Insurance" and "Additional Self-use Charging Pile Liability Insurance" to provide more comprehensive risk protection for new energy vehicle owners. In terms of claim protection that many consumers care about, according to the unique risk scenarios of new energy vehicles, insurance companies have comprehensively sorted out the risk points, service standards and operating specifications that may be involved in claims-related links, and will also rely on technology empowerment to launch more online, personalized and differentiated claim service measures to better meet the insurance claim service needs of different consumer groups.

In the next step, PICC Property & Casualty Heilongjiang Branch will rely on its network advantages, service advantages and professional advantages to further fulfill the social responsibilities of financial central enterprises, better serve the economic development of Longjiang, and escort the majority of car owners.