A friend ran to the teacher's office and said that she had paid more than 8,000 because she was still on an internship. She has not yet officially turned positive, she asked the teacher how to pay this salary better.
The teacher's advice to her was to divide the salary equally into four parts.
The first one is used for a fixed emergency deposit every month, put in the bank, if it is not said that the money is needed urgently, do not withdraw it to spend it in any way.
The second portion is used to spend on one's own life, to buy food and clothing. According to the calculation of 2000 points and 30 days, an average of sixty or seventy yuan a day is enough.
The third one is used to buy money funds, bonds of the first kind. Used for asset preservation. Because this is 100% money-free, it earns a little more interest than the bank.
The fourth share is used to buy stocks and hold them for a long time. Although this is said to have certain risks. But I think you can learn while speculating in stocks, although it is possible to lose money, but at least you can learn some experience, it is not impossible, with the rich experience of actual combat, more summary to find a way to reduce losses or even achieve a certain profit.
Regarding asset allocation, effective allocation can make great use of idle funds. Some people may deposit all their salaries to a bank card. Because you can get rid of the bad habit of not spending money indiscriminately, just like the stone of his mountain. The teacher felt that it was okay if there was no need for money.
![Take the stone of his mountain and seek a strategy for revival! The Party and government delegation of Jingzhou City went to Yichang Jingmen to inspect the side notes[fig]](data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACwAAAAAAQABAAACAkQBADs=)