There are two ways to collect property tax, which one do you choose?

Jia Feng talks about real estate

2024-08-05 23:30Published in Anhui

Which one do you prefer now to the property tax versus the future property tax?

There are now exemptions from property tax, so there is no control over the market and house prices.

In the future, the real estate tax will greatly suppress the housing prices, balance the market but the tax burden is too high, and how to choose the high tax burden and cabbage housing prices.

There are two ways to collect property tax.

The first is now a property tax

The real estate tax that is now being piloted has an exemption amount, the first set is exempted, and the per capita area is 60 square meters, and the second residential tax threshold is to subtract the per capita area.

It is difficult to achieve a national property count with a property tax exemption. Only properties in the same city can be counted. Property taxes are local taxes. Suppose there are houses in different cities.

Which city counts as the first set, and the housing prices in each city are different. There will be a game between localities, and it will be difficult to enforce it.

And the current property tax cannot control the market and cannot balance the house price.

The second type of property tax

In the future, the exemption will be abolished, and individual properties will be counted nationwide. It's not like I'm talking nonsense.

As mentioned above, housing prices will be controlled by the market, and the removal of purchase restrictions now is paving the way for the implementation of property taxes.

Without the various purchase restriction policies, only the property tax can balance the market. Property tax can only regulate the market if it is universally applied across the country.

Buying a home without a tax exemption will incur a holding cost. The return on buying a house will be reduced.

The principle of property tax control in the market is that the income from buying a house reaches a balance.

There is a formula here, which is used globally, the return on investment of buying a house minus the holding cost, and the income is greater than the interest on the deposit is a reasonable range for the house price.

You can understand it this way, if you only consider the rental yield, the cheaper the house price, the higher the rental return.

The more expensive the house, the lower the rental return. If the rental rate of a house is 10 and the property tax is 3 points, then the income is 7 points.

If the bank interest rate is 3 points, is it 4 points higher than the bank interest? If the income is 4 points higher than the interest on the deposit, there will definitely be a large number of people investing in the house.

The house price will rise, and when the rental return reaches 7 points, the income of the house is only one point higher than the interest, and then there is no value for investment. Housing prices will stabilize.

This is how property taxes in other countries control house prices. In other words, the cheaper the house price, the higher the property tax.

In this way, the person who actually buys the house does not get any benefit.

Don't leave anything to chance, the exemption will definitely be lifted in the future.

Our property tax is, to put it bluntly, ground rent. Now it's a one-time harvest for 70 years.

What to do when there is nothing to sell in the future, how to support the operation of public construction, and how to establish a sound security system.

That can only be changed to an adult annual harvest.

I believe that the current property tax is the best.

Now the cost of the land is paid by the developer, and the house bought for 1 million yuan will be sold for 1 million yuan in the future.

But the property tax paid is different, it is a consumption. Even if the house price is half cheaper, the house bought for 500,000 yuan will pay 200,000 yuan in property tax in 30 years, and the actual house will cost 700,000 yuan.

But the value of the house is still 500,000.

As long as you can settle accounts, you will not choose future property taxes.

View original image 570K

• 

• 

•