Recently, with the decline in housing prices, many people will buy a house or change the house, in fact, the second-hand house is strategically located, cost-effective, favored by many people, but some people will also encounter a variety of problems when buying a second-hand house, it is recommended that everyone, buy a second-hand house, do not sign in these 6 situations, otherwise it is yourself who suffers
1. The qualification for buying a house has not been determined
Risk Description: In cities with purchase restrictions, forcibly buying a house if you are not qualified to buy a house may lead to invalid contracts and economic losses.
Precautionary measures: Before signing the contract, be sure to confirm whether you are qualified to buy a house, including the number of years of social security payment, individual income tax payment, household registration requirements, etc. If in doubt, you can consult your local housing management department or a professional agent.
2. Unclear property rights
Risk Description: Unclear property rights may lead to invalid transactions, such as mortgages, seizures, and co-owners who do not agree to sell.
Precautionary measures: check the original real estate certificate, confirm the identity of the property owner, and go to the housing authority to check the property status of the house to ensure that there are no mortgages, seizures and other problems. At the same time, pay attention to whether the co-owners agree to the sale and ask for a written consent letter.
3. The quality of the house is not up to standard
Risk Description: Housing quality issues can seriously affect the living experience, and even require large maintenance costs.
Precautionary measures: Before signing the contract, the quality of the house should be carefully checked, including the building structure, decoration status, water and electricity facilities, etc. If conditions permit, you can ask a professional organization to conduct a housing quality inspection.
4. Transaction fees are not specified
Risk Description: Second-hand housing transactions involve a variety of taxes and intermediary fees, which may lead to additional burdens if not specified in advance.
Precautionary measures: Before signing the contract, be sure to clarify the transaction costs with the seller and the intermediary, including individual income tax, deed tax, value-added tax, intermediary fees, etc., and require a written list of fees.
5. The liability for breach of contract is not clear
Risk Description: Unclear liability for breach of contract may make it difficult to protect rights in the event of a dispute.
Precautionary measures: clearly stipulate in the contract the liability of both parties for breach of contract, including the calculation method of liquidated damages, the scope of compensation, etc. At the same time, pay attention to whether the other clauses in the contract are reasonable and legal.
6. There are black-box operations in intermediary companies
Risk Description: Some intermediary companies may conceal the true situation of the property or conduct improper operations in order to facilitate the transaction, which damages the interests of both the buyer and the seller.
Precautionary measures: Choose a formal, reputable intermediary company to conduct transactions and avoid dealing with "black intermediaries". At the same time, carefully read the terms of the contract before signing the contract to ensure that your rights and interests are protected.
To sum up, it is important to be cautious when buying a second-hand house, and do not sign it easily when encountering the above six situations. By understanding the qualifications for buying a house in advance, verifying the status of property rights, checking the quality of the house, clarifying the transaction costs, agreeing on the liability for breach of contract, and choosing a formal intermediary, you can effectively reduce the risk of buying a house and protect your legitimate rights and interests.