Lift the purchase restriction and lower the interest rate after menopause and then go to the ring? China's real estate has been saved

Supra-political and economic

2024-05-26 11:23Posted in Beijing, senior financial media person

Shanghai hukou is also depreciating? Except for Beijing, all cities in China will be able to buy a house at will and settle down at any time.

In the past two days, the two provincial capitals of Hangzhou and Xi'an have lifted all purchase restrictions, and no matter who can buy a house, they can buy as many sets as they want.

If you buy a house, Hangzhou will also generously give Hangzhou hukou.

At present, looking at the whole of China, the mountains and rivers are red, and the purchase restriction policy has been officially removed from the policy toolbox.

Some netizens said that no one on the buyer and seller was excited, only the intermediary was excited.

Some people also say, is it interesting to go to the ring after menopause?

Indeed, the golden age and silver age of real estate have passed, and now it is the age of black iron.

Only Beijing, Shanghai, Guangzhou, Shenzhen, Tianjin, and Hainan still have limited purchase policies.

To make a judgment of the trend, Tianjin does not have particularity and will definitely be completely liberalized.

Due to the particularity of Hainan and the four first-tier cities, it is unlikely that the purchase restrictions will be fully lifted in the short term, but the purchase restrictions will be further relaxed and relaxed.

For example, Beijing has liberalized the 13-year-old purchase restriction policy, and you can buy three sets of household registration in Beijing and two sets for those who pay social security.

Looking to the future, except for Beijing, purchase restrictions in other cities will be lifted, and even except for Beijing's hukou, no city in the country will need hukou anymore.

China's real estate will not rise and fall sharply, but remain stable.

As of today, the average house price in Beijing has fallen by 6.4% year-on-year, and in 2024, Beijing's house price has increased by about 172.4% year-on-year compared to a decade ago.

In 2014, the price of a house of 1 million yuan today is 2.72 million, although it is 100,000 yuan lower than last year, but it is still not a loss overall.

China has strictly implemented the down payment policy, verifying the authenticity of buyers' income, and preserving the bottom line of the financial system, even if housing prices fall by 30%, it will still not cause systemic financial risks.

In addition to lifting the purchase restrictions, the government's toolbox also has fiscal and monetary policies, leaving enough back.

Bearish housing prices, the rumors are loud, there is no need.

However, housing is not speculation, and it is also deeply rooted in the hearts of the people, looking forward to becoming a rich man by speculating in real estate as in the past, which is also a dream. The reservoir god Ou effectively crowdfunded and speculated in real estate, and turned into ashes after getting rich, which is a naked proof.

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