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Is it cost-effective to rent or buy a house? Today's hot search has attracted a lot of attention, after all, many people are now worried about this "living" problem!
The advantage of renting is that you have the flexibility and no mortgage burden. You can live in a different city and find a convenient place to live close to your place of work.
But if you don't have your own house and want to settle in the city, you have to buy it sooner or later, after all, it is not realistic to get married and live in the future.
And sometimes the landlord suddenly stops renting... This is also a problem.
If you buy a house to live in, the advantage is stability. With your own home, you don't have to worry about rent increases, landlord repossession, etc. It's also good if you catch up with the rise in house prices, but it's okay if you just use it for a house.
The problem is how many people don't earn much now, the industry is under great pressure, involution, and even if some buy a house, the monthly salary of the mortgage is not enough! After you buy a house, you also have to spend on decoration, home appliances and other items, which is a lot of pressure for many people!
Xiaobian thinks that this problem still varies from person to person and cannot be generalized! Whether to rent or buy, which is more cost-effective depends on the individual's actual situation and needs.
Netizens commented hotly!
It's not cost-effective, just a few thousand yuan a month, deducting rent, water, electricity, food, clothing, food, housing and transportation, basically moonlight, I can only support myself, I can't even support my family, and I still have a lot of debts.
Who would rent if they have the money to buy a house? For most people, buying or renting a house does not depend on whether the house can appreciate in value, but on whether there is money or not!
In fact, after you buy a house, your mentality will change, there will be an unprecedented sense of steadiness, and you will be very happy to stay in your own home, because it belongs to you, but there must be pressure...
I'm a renter, I don't know if you've ever moved, in a year, move twice, try the feeling of moving!
Renting a house is almost all my life, renting a house on average every 2 or 3 years to move a place, that's not home, that's called a shelter from the wind and rain, I have felt that the rent is due, it's raining heavily, I drag my suitcase, big bags of things to move the place, other people's houses, say not to rent to you to let you go, you have to go, your own, is a remote community, but also better than renting.
I bought a house, and I no longer have the feeling of being shaky, the feeling of moving often, wanting to decorate and not being able to decorate, and giving money to others every month, is no longer there. The emotional value it brings is not the same.
How's the salary now? Is the job stable? If you don't have a job, it's easy to sell a house, right? Or in addition to paying off the loan for a few years and paying a down payment, the house may not be yours in the end.
If you have your own house, you can decorate your house as you want, and you have a sense of steadiness. These two points are sufficient. It's better than renting a house every year, and it's finally settled, and the homeowner has all kinds of requirements, he has no control over the house, the air conditioner is not easy to use, he is reluctant to change, the curtains are cheap and inconvenient to change, not to mention the furniture, just use it, not to mention the storage space...... Sparse Lala, one in the east and one in the west.
I still underestimate the kind of plot that people have about the house, the concept of home for everyone, renting a house is indeed cost-effective in terms of cost, but it still can't stop the feeling of displacement when the landlord tells you that you want to take over the house one day. If the house is their own and they can afford a reasonable mortgage, no one wants to feel displaced anymore.
What do you think about this in the end? Welcome to leave a message in the comment area to discuss!