July 2022
Mr. Zeng was listed in Jinhua Dongyang Binjiang Construction Bank
Ordered a house
More than 100 square meters
The total price is more than 2.2 million
Mr. Zeng: The down payment was 20%, more than 440,000 yuan, and we were asked to take out a loan, and the loan was 80%, but we couldn't operate this.
Reporter: Why can't the operation come?
Mr. Zeng: According to the bank's regulations, you have to pay 30% and borrow 70% before you can operate.
Mr. Zeng said
Because it wasn't his first home at the time
Provisions for the down payment ratio
He knew it beforehand
Mr. Zeng: She said that she meant to pay 20% first.
Reporter: Who told you?
Mr. Zeng: Sales, she didn't say the operation, just said to pay two percent first, I thought to say pay two percent, the house set this meaning, not to say how to sign the contract, at that time we didn't think of this point, I can't operate I don't care about it, just said to put it here, it has been delayed until now.
February 26 of this year
Mr. Tsang received a reminder for mortgage loan
Probably the content is
The balance of 1.76 million should be as agreed
Complete the mortgage loan before August 5, 2022
Liquidated damages have already been incurred
It is required to complete the relevant procedures by February 28
Mr. Zeng still failed to complete the loan on time this time
After that, he received a lawyer's letter from the developer
Mr. Zeng: Hundreds of thousands of liquidated damages, she also knows this thing, two percent of it does not meet the requirements of financial institutions for loans, but she has a wrong operation, that is, to put this thing on the Internet for the record.
Reporter: Can you make up another 10% down payment, and then go to the loan of 70% of the loan, is this okay?
Mr. Zeng: I don't have that much money now.
Reporter: What do you mean now?
Mr. Zeng: Let's try to see if we can negotiate a refund.
Xiao Shao: He is my customer, if he has any situation, he can come to me first, he has breached the contract, our legal counsel intervened, he is now in the stage of communication with our in-house counsel, if you want to shoot, I don't want to, one thing, I am just his sales, I am not a media spokesperson, I cannot represent the company, nor can I represent anything.
The reporter left contact details
I haven't received a reply from the developer before press time