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My name is Zhang Tao, and I am an ordinary phoenix man, born in an ordinary family in a small city. When I was a child, my family was not wealthy, but my parents always tried their best to provide for my schooling, hoping that I would have a good future. I am grateful to them, so I work hard, study hard, and work hard.
I met my wife, Wang Li, in college. She was a beautiful and kind girl who made me fall in love at first sight. We have been in love for four years and finally got married last year. Before I got married, I was always planning for my future life, and I knew that I had to have a good plan to give our married life a stable guarantee.
After we got married, Lili and I started our new life. My parents were very supportive and gave us some money as a wedding money, which was not much, but it was enough for us to live in a small city. Lili and I discussed whether to buy a house because the current housing prices are rising so fast that we are worried that we will not be able to afford it if we don't buy it again.
"Taotao, do you think it's appropriate for us to buy a house now?" Lili sat on the couch and looked at me.
I thought about it for a moment and said, "I also think it's a good time to buy a set of houses, the house price hasn't gone up too high." ”
"But we don't have enough money right now." Lili said with a frown.
I smiled, "It's okay, we can buy a small set first, and then slowly change to a bigger one later." ”
"But even if it's a small house, the down payment needs hundreds of thousands, where do we get the money?" Lili's worries were palpable.
I thought about it for a moment and remembered my parents. They have always cared about our lives and may be able to borrow some money from them for a down payment, "We can ask my parents, maybe they can lend us some down payment." ”
"Do you really think it's okay?" Lili asked with some hesitation.
I nodded, "I'm sure my parents will support us." ”
So, we decided to borrow some money from my parents and buy a small house first. It's a risky decision, but I'm sure we'll work hard and we'll be able to pay off our parents. I firmly believe that our future will be even better.
I discussed it with Lili and decided to borrow some money from my parents for a down payment. I called my dad, "Dad, I have something I want to discuss with you with Lili." ”
My dad asked on the other end of the phone, "What's the matter, Taotao?" ”
I said, "We're going to buy a house, but we don't have enough money on hand and want to borrow some money from you for a down payment." ”
My dad was silent for a while, then said, "Okay, how much do you want to buy a house?" I'll talk to your mom about it. ”
I said, "We looked at a second-hand house and needed a down payment of about 200,000 yuan. ”
My dad groaned, "Okay, I'll talk to your mom and call you back later." ”
I hung up the phone and said to Lili, "My dad said he wanted to discuss it with my mom and would call us back later." ”
Lili was very happy to hear this and said, "Taotao, you are really amazing, my parents will definitely agree." ”
I smiled, "Let's wait for their reply now." ”
After a while, I received a call from my father: "Taotao, I discussed with your mother, we can lend you 200,000 yuan, but remember to pay it back on time." ”
I said happily, "Thank you, Dad, I promise to pay it back on time." ”
My dad laughed, "Okay, then I'll call you right away." ”
I hung up the phone and said to Lili, "My dad agreed, and they will lend us 200,000 yuan." ”
Lili happily hugged me, "Thank you, Taotao, your parents are so nice." ”
I smiled and said, "yes, my parents have always cared about us." ”
We were in a good mood discussing the matter of buying a house, and we felt that the future was bright.
With the support of my parents, Lili and I happily started to prepare for buying a house. We looked at a lot of houses and finally settled on a small two-bedroom apartment. It's not huge, but it's enough for us. We are planning our future life in the house, imagining what it will look like after renovation, full of anticipation.
Renovating a house is a very expensive thing to do, and we don't have enough money on hand. Lili and I discussed it and decided to use the 200,000 yuan lent to us by our parents for the down payment, and then find a way to solve the renovation problem. We are going to take out a loan from the bank, but our salary is not high, the loan amount is limited, and we may need some additional funds.
I decided to discuss with my dad and see if I could borrow a little more money to solve the renovation problem. I called my dad, "Dad, we decided to buy that house and now we're getting ready to renovate." ”
My dad asked, "How much does it cost?" ”
I said, "About 300,000." ”
My dad pondered for a moment, "Okay, I'll talk to your mom about it again." ”
After a while, my dad called me again: "We have discussed, we can lend you another 100,000 yuan, but the decoration should be saved." ”
I said gratefully, "Thank you, Dad, I promise I will definitely save." ”
I hung up the phone and said to Lili, "My dad agreed to lend us another 100,000 yuan, and we can start preparing for the renovation." ”
Lili said happily, "Great, we can achieve our dreams." ”
We started to get busy, looking for a renovation company, selecting materials, and making a renovation plan. Although there are some difficulties at times, with the support of my parents and our efforts, everything will go more smoothly. We are full of confidence and expectation for the future.
The renovation process was not easy and we had a lot of problems. Sometimes the workers are not serious enough to do things, and sometimes the materials are not good enough, which makes us think a lot. But we encouraged each other and worked together to overcome one difficulty after another.
In the process of renovation, Lili and I have a deeper understanding and trust in each other. We learned how to support each other and how to face difficulties together. Sometimes, I would accompany Lili to buy furniture after work, and sometimes, Lili would give me a warm hug when I was tired. Our relationship has also become stronger, and I love this gentle woman deeply.
Finally, after months of hard work, our house was renovated. Although it was not very luxurious, we were very satisfied. We set up the living room with furniture that we had chosen together to make the whole house warm and cozy.
"Looks really good." Lili stood in the living room, looking around with satisfaction.
I smiled and said, "Yes, after so much hard work, we finally have a home that belongs to us." ”
We hugged each other tightly and felt this hard-won happiness. This small home carries our dreams and hopes, and also witnesses our love and perseverance.
In the future, we still have many plans and dreams. We will work together, for our future, for our family, for our love. I believe that as long as we are connected by our hearts, we can create a better tomorrow.
Life goes on, and Lili and I enjoy the happiness that comes with our newlywed life. We spent many warm moments at home, cooking, watching movies, chatting together, and every day was full of joy and love.
One night, Lili and I were sitting on the couch watching TV, and suddenly Lili said, "Taotao, I want to talk to you about something." ”
I put down the remote and looked at her attentively, "What's the matter?" ”
Lili looked a little serious and said, "I think we should think about our future plans, especially about children." ”
I nodded, "yes, that's a really important question. What are your thoughts? ”
"I think we should pay off our mortgage as soon as possible and then start preparing to have children," Lili said. ”
I thought about it for a while, "That's a good idea, but the mortgage is still 8,000 yuan a month, and now our salary is not high, and it will take some time to pay it off." ”
Lili said seriously: "I know, but if we can have a better plan, maybe we can achieve our plan in advance." ”
I thought about it for a moment and felt that what Lili said made sense, "Do you have any specific ideas?" ”
Lili smiled and said, "I was thinking that we could consider selling the house before marriage and then buying a school district house." In this way, it can not only solve the problem of housing loans, but also provide better educational resources for children in the future. ”
I was a little surprised to hear it, "That's a good idea, but our pre-wedding house wasn't very valuable, and selling it might not be enough for a down payment." ”
Lili smiled and said, "I've looked at some listings, and if we sell our pre-marital house, plus the money my parents lent us, we should be able to afford a school district house." ”
I looked at Lili gratefully, "You are so sensible, thank you for thinking so much about our future." ”
Lili patted my hand gently, "We are a family, and we have to work together for the future." ”
I decided to support Lili's idea, and we started preparing to sell and buy a school district house. Although there will be many difficulties and challenges, I believe that as long as we are hand in hand, we will be able to overcome everything. In the future, we will work together, for our family, for our love, and for our future.
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