Waves of bailout gifts followed.
Since late April, Zhengzhou's multi-district "white list" projects have been signed!
According to incomplete statistics, at present, Jinshui District, Huiji District, High-tech Zone, Economic Development Zone, Zhengdong New District, Xinzheng City, Dengfeng City, Airport District, etc. have opened the signing ceremony of real estate financing "white list" projects, injecting financing "living water" into real estate enterprises in "white list" projects.
On April 16, 16 project enterprises in Jinshui District successfully signed contracts with 16 branches of 8 banks
On April 17, 4 project enterprises and 4 bank branches in Huiji District signed contracts on the spot
On April 18, 7 project enterprises in the high-tech zone successfully signed contracts with 6 sub-branches of 4 banks
On April 22, 9 project enterprises in the airport area successfully signed contracts with a number of banks
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What role can a "whitelist" play?
The government "pulls the line", the bank helps, and the real estate enterprises benefit.
In a sense, it is the credit endorsement of the regulatory authorities, the purpose of which is to allow banks to provide financing support to these real estate enterprises.
The projects selected for the "white list" of real estate financing will also be more effectively guaranteed for development and operation funds and delivery, and for home buyers, it is another layer of security for buying a house.
Why can these real estate companies enter the "white list"?
The strength itself is excellent!
Zhang Dawei, chief analyst of Centaline Real Estate, analyzed: "Bank loans still depend on the collateral and the source of repayment. Most of the projects that can be shortlisted for the "white list" are high-quality projects of real estate companies, and the conditions of these projects themselves are good."
Judging from the current signing list, the selected ones are mainly stable real estate companies and projects. After all, the conditions for successful selection are extremely demanding.
According to the requirements of the Ministry of Housing and Urban-Rural Development, first, it is necessary to ensure that the project is in a stable state of construction, second, there must be collateral that basically matches the financing amount, third, it is necessary to determine a bank that sponsors the loan, and establish a closed supervision system for loan funds, fourth, the pre-sale funds have not been withdrawn, and fifth, it is necessary to formulate a plan for the use of the loan and a plan for the completion of the project.
In short, only high-quality real estate companies and high-quality projects with good financial conditions and stable operations can enter.
Fukai Yilongju was selected into the "white list" of Jinshui
As an area with abundant financial resources and an active real estate market, and also the area with the largest resident population in Zhengzhou, a total of 16 project enterprises have successfully signed contracts with 16 branches of 8 banks, among which the Chinese-style Chengxin Mansion located in Jinshui North - Fukai Yilong Ju is impressively listed.
As a project that has been successfully selected into the "white list" of real estate financing, Fukai Longju demonstrates the strength of the project in terms of capital security, stable construction and delivery safety, and also means that the project will enjoy more financing convenience and policy support.
The reason why Fukai Yilongju can be selected is well-deserved in terms of strength and quality. First of all, the project is located in the core area of Jinshui North, with superior geographical location and convenient transportation. Separated from Beilonghu along the road, it sits on the core area of high-end industries, relies on the ecological environment of the Yellow River in the north, and relies on the financial island in the east, enjoying the most mature and convenient high-quality resources in the city center.
During the construction of the project, Fu Kai Longju also gave full play to its professional advantages in the fields of planning, design, construction and marketing to ensure the quality of the project. The project covers a total area of 30 acres, with a total of 277 households, covering a plot ratio of 2.49 for western-style houses, small high-rise and high-rise products. In particular, its Song-style aesthetic garden landscape and high-standard decoration have won the love and recognition of buyers.
In addition, the project is still a quasi-existing house for sale, the 6 buildings of the project have all been capped last year, the external curtain wall is advancing one by one, and the whole community is gradually presenting. Judging from the progress of the project, the house will be delivered by the end of this year, and the high-rise will also be presented on May Day next year. The contractor of the project is China Construction Seventh Bureau, and Fukai Real Estate and China Construction Seventh Bureau clearly agreed in the contract that the delivery of the Yilongju project will meet the standard of the "Zhongzhou Cup" provincial high-quality project, and the delivery quality is guaranteed.
Fukai is on the list of outstanding real estate companies in 2023
At the end of 2023, the Zhengzhou Municipal Bureau of Housing Security and Real Estate issued a notice on the "double random, one open" inspection in the real estate field of Zhengzhou in 2023, and at the same time announced the list of 30 outstanding real estate enterprises, and Henan Fukai Real Estate Co., Ltd. was included in the list.
The Fukai Yilongju project developed by Henan Fukai Real Estate Co., Ltd. has been commended by the government for its complete and standardized information publicity on the sales site and good business order.
As a conscientious and socially responsible sunshine enterprise, Fukai has always emphasized that compliance with laws and regulations is the premise of all work, and requires that various business activities be carried out on this basis. The commendation of Fukai's Longju project is also an affirmation of Fukai's legal compliance work.
Whether it is the continuous relaxation of the policy side, the expected recovery of the market, or the implementation of the financing "white list", for real estate projects, it is the key to solving the urgent need to survive and help the industry turn around.
With the blessing of policies, the warm wind blows non-stop, and the signals of maintaining the stability of the property market have been released one after another, and the opportunity to buy a house has come!
If you have a need to buy a home this year, you can go to the market to understand the real situation, so as to wait for the opportunity to move, don't miss the opportunity to buy a home.
At a time when buyers are generally anxious about safety, real estate companies that can be included in the "white list" of real estate financing have an additional layer of protection, and they have been recognized by the government and banks, representing excellent steady development and delivery strength.
For home buyers, buying a house from a "whitelist" real estate company is more down-to-earth and the delivery is more secure!