When it comes to developing boys' financial literacy, there are really big differences between Chinese and Western countries.
American billionaire Rockefeller, his method of educating children is worth learning. After the children were 7 years old, he would give them $3 a week in pocket money, and he would give them a small ledger to keep track of how and when each money was spent and when. At the end of the week, the kids would hand in their books, and Rockefeller would check if their expenses were reasonable. He once said: "Let children understand the value of money, not just spend it randomly, but spend it wisely." ”
This kind of financial education can benefit children for a lifetime. However, in China, many parents do not pay much attention to this aspect of education, thinking that their children are still young and it is not too late to learn financial management when they grow up. Some parents even worry that their children's exposure to money too early will become too utilitarian. In fact, this concern is understandable, but you can't stop teaching your children to manage money because they are afraid that something will happen to them. Cultivating children's financial literacy is very important throughout their lives. Especially for boys, in order to become a responsible person in the future, in addition to IQ and EQ, financial quotient is also a very important ability.
So, how can parents cultivate financial habits in their boys? This is indeed a question worth considering.
Advice for young parents is here!
First of all, if you want to develop financial habits in boys, you must seize the critical period of their growth. Child behaviorists say that there is an optimal time for children to develop various abilities. For example, 2 to 4 years old is the best time to train language skills, and 4 to 6 years old is suitable for developing mathematical skills. The slightly more complex ability of managing money is best cultivated between the ages of 5 and 14.
During the critical period of financial training for boys, parents need to act early. Before the age of 5, children do not understand the abstract things very well, and are only interested in concrete things. So, at this time, parents can teach them some simple money knowledge. For example, tell them that they can buy toys and snacks. You can also let them put their money in a piggy bank and buy what they like when they have enough.
However, during this critical period, children are also prone to develop some bad consumption habits. Therefore, it is important for parents to learn to refuse their children's unreasonable demands.
Let's talk about the second method, if you want to cultivate the financial habits of boys, parents have to be determined, and sometimes they have to be ruthless. Some parents want to train their children to manage money, but their children have already developed some habits before, and they will not adapt to sudden changes and may cry. If you compromise and meet their various demands because you feel sorry for your child, then your child may become more and more greedy in the future. This kind of satisfaction, on the surface, seems to be the love of parents for their children, but in fact, it is not good for the children's future. Therefore, parents have to be ruthless, and they can't ruin their children's lives because they are soft-hearted.
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