Ruizhong Insurance continues to promote the supply-side reform of financial products and comprehensively serve the development of new quality productivity

Red Star News Network, April 25, to the "new" and "quality" far-reaching. As a state-owned financial institution, Ruizhong Insurance strives to practice the political and people's nature of financial work, give full play to the functions of the insurance industry as an economic shock absorber and social stabilizer, adhere to promoting high-quality development, continue to deepen the structural reform of the financial supply side, actively help scientific and technological innovation to empower the construction of a modern industrial system, continuously enrich the ecological service system of green financial products, steadily promote the digital transformation of operations, and comprehensively serve the development of new quality productivity.

Focus on science and technology finance and empower the construction of a modern industrial system

The new quality productivity is an advanced productivity that is innovation-oriented and in line with the new development concept, and has the characteristics of high technology, high efficiency and high quality. The development of science and technology finance can provide a more favorable business environment for scientific and technological innovation, promote science and technology enterprises to carry out R&D and innovation activities and realize the application and transformation of scientific and technological achievements. Ruizhong Insurance accelerates the construction of a science and technology financial service ecology, comprehensively contributes to the construction of a science and technology power, increases investment to support major national science and technology projects and science and technology innovation enterprises, and broadens the financing channels of science and technology enterprises.

Carry out strategic cooperation with science and technology enterprises in an orderly manner, review and approve the C&D Hengwen Phase 3 fund project to invest in science and technology fund managers, and invest in science and technology start-ups through equity investment funds, covering 22 emerging industry enterprises. Helping to build a new pillar of the industrial system, actively participating in TCL technology financing, and effectively applying it to the R&D investment of semiconductor silicon wafers and semiconductor materials.

Explore the layout of the science and technology financial service ecology, actively communicate with a number of financial institutions and financing entities, seek cooperation opportunities in line with the vigorous development of science and technology finance, and explore research and participate in the construction of a technology enterprise portfolio that can generate strategic synergy through extensive contact with fund managers and peer market research.

Focus on green finance and enrich the green financial ecological service system

Green development is the background color of high-quality development, and the new quality productivity is an advanced productivity led by innovation and in line with the new development concept, and the green and low-carbon economic and social development is promoted, and the coordinated development of high-quality economic development and high-level environmental protection is promoted. Ruizhong Insurance actively practices the concept of green finance development, continuously improves the company's ESG management capabilities, and promotes the orderly implementation of green finance.

The company invested in supporting the development of green industries, actively participated in the investment and financing of green finance fields such as carbon peaking and carbon neutrality, energy conservation and environmental protection, and invested a total of 1.51 billion yuan in green bonds that meet ESG certification standards. Through the investment in's clean energy projects, on the premise of meeting risk prevention, it will bind core enterprises in the clean energy industry to support the construction of a clean, low-carbon, safe and efficient energy system and serve green development, and the Huaxia Jiuying-China Merchants Shekou Prince Bay Green Debt Investment Plan has been approved and established, and it is planned to invest in projects that comply with the "Green Industry Guidance Catalogue (2019 Edition)" and "Green Bond Supported Project Catalogue (2021 Edition)" to ensure accurate investment.

We will continue to deepen our ESG investment strategy, improve the systematic fund manager screening and scoring system of the equity center, incorporate it into the ESG investment strategy, and conduct evaluation and due diligence on fund managers and corresponding trading opportunities to ensure that the ESG evaluation of 54 new investment entities is achieved in the first quarter.

We will carry out in-depth actions to create a green life, adopt a series of online and paperless measures to reduce the excessive use of paper resources through green operations, continue to standardize the use of office supplies, advocate green actions such as "lights out when people walk" and "CD-ROM action", and actively guide employees to economize.

The company assists in the construction of important infrastructure projects in the Guangdong-Hong Kong-Macao Greater Bay Area

Focus on digital finance and steadily promote the digital transformation of operation and management

Digital finance plays an irreplaceable role in accelerating the transformation of economic development mode, promoting digital industrialization and industrial digitization, strengthening systemic risk prevention and control, and better meeting the people's yearning for a better life. Ruizhong Insurance accelerates digital transformation, implements the company's "digital" strategic vision, promotes infrastructure construction, improves the data governance system, and strengthens the development and application of big data.

Solidly promote the digital development plan, comprehensively focus on the "digital" development vision, promote the "Digital Construction Implementation Plan of Ruizhong's Medium and Long-term Development Strategy", promote infrastructure construction, improve the data governance system, strengthen the development and application of big data, build the company's digital support capabilities, and build a digital operation system.

We will continue to optimize our R&D capabilities, keep up with industry development trends, and focus on R&D breakthroughs in core technologies such as artificial intelligence, cloud computing, big data, Internet of Things, and blockchain, among which technological breakthroughs have been achieved in cloud computing, remote co-screen, image semantic parsing, etc., with a hit rate of 97.03% in intelligent Q&A.

Explore the innovation of sales and service models, focus on scientific and technological innovation, strengthen scientific and technological empowerment in business promotion and team management, and improve operational efficiency. Since the first quarter of 2024, we have made every effort to promote the construction of the core database information innovation platform, product platform, channel front-line support platform, APP R&D capabilities, and cloud-native transformation of the sales side, actively explore the digital transformation of the sales model, deeply sort out the hierarchical needs of customers, promote the construction of big data platform and digital intelligence management platform, upgrade the sales management platform, and promote the continuous improvement of the digital level of sales management.

Improve the efficiency of scientific and technological operation services, participate in the "Leader" activity of enterprise standards in the financial field for four consecutive years from 2020 to 2023, deepen the professional, ecological and digital insurance services, formulate and efficiently implement the "Ruizhong Insurance Co., Ltd. Electronic Policy Service Standards", strengthen the application of electronic policies, and promote the realization of paperless, online and intelligent closed-loop customer policy journeys, with a preservation e-rate of 99.67% The payment efficiency of the claim application was shortened to 1.27 days, the effectiveness of the first manual underwriting was only 0.04 days, and the inbound satisfaction rate reached 99.97%.

The development of new quality productivity is an intrinsic requirement and an important focus for promoting high-quality development, and is of positive significance for promoting high-quality economic development, enhancing national competitiveness, and better meeting the needs of the people for a better life. Ruizhong Insurance will unswervingly follow the path of financial development with Chinese characteristics, based on its main responsibilities and main business, continue to optimize the supply-side reform of financial products, serve the development of new productive forces, and contribute to the construction of a financial power and the great cause of national rejuvenation.