Recently, the People's Bank of China, the Ministry of Commerce and the State Administration of Foreign Exchange jointly issued a new notice saying that it will "further optimize payment services in the commercial sector and improve the convenience of payment". To put it simply, it's about making sure that there are no barriers to using cash in your daily life. Now, whether it's going to the market to buy groceries or running a breakfast stall in the morning, you will not be blinded again when you take out a wad of cash.
Why do you suddenly mention this? Look around, everyone is becoming more and more accustomed to scanning the code when buying things, and they don't even bring cash to buy a steamed bun. Convenience is convenient, but don't forget that there are also a large number of people who may not be so good at using smartphones, such as the elderly, or foreign friends who don't know much Chinese. The paper money in their hands can't be allowed to become an ornament.
Netizens are also discussing this policy. Some people praised it, saying that this is good, at least in the matter of payment, everyone is equal, and no one will suffer because they can't use smartphones.
It is true that the popularity of electronic payment has made our lives a lot easier, but sometimes when we swipe the QR code, the money is gone, and we don't even feel how much we have spent. When using cash, every expenditure has more "weight". This is not only a psychological effect, but also a very intuitive way to control our spending and prevent excessive consumption.
The central bank's move can be said to be a new wine in an old bottle, which not only protects the group that cannot keep up with the pace of digital payments, but also indirectly reminds us that while enjoying the convenience brought by technology, we should not forget the value of money and its weight.
Finally, as some netizens mentioned, in case the network crashes one day and the phone runs out of battery, at least a few banknotes are still in the wallet for emergencies. Not alarmist, but truly prepared.
It seems that the central bank has really put a lot of effort into this time, not only to rectify the phenomenon of "refusing to accept cash" in the market, but also to add a safety net to the modern payment ecology. So, next time, don't be too troublesome, and when you're out and about, bring some cash, after all, no one can say for sure in this world.
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