With the rapid emergence of the silver wave, the pressure of the pension system is becoming more and more prominent, which is not only a game of numbers, but also the pain of hundreds of millions of families. Imagine that when your parents enter old age, they are not faced with a leisurely old age, but with the worry of whether the pension will be paid on time and in full. There is a voice in the market proposing a bold reform – to completely abolish the salaries of all retirees and move into the arms of community pensions. This is not just a simple institutional change, but a fundamental shift in the way everyone lives in the future. Which side are you on on this issue, are you ready for this discussion about the future of everyone? Let's dive into the reasons and implications behind this.
Have you ever thought that in the future, after your parents retire, or when we ourselves are old, will that pension be enough? Now someone has come up with an idea to abolish all the salaries of retirees and replace them with community pensions. It sounds shocking, it's going to change the world!
Don't jump to conclusions, we need to figure out what this is all about. The current pension system, to put it bluntly, is how much money you pay and how much you will receive after retirement in the future. This sounds fair, but the problem is that with the aging of our country's population, the pressure on the pension money bag is increasing, and the future may really not be able to hold on.
At this time, some people thought of a way, saying that we should simply cancel the retirement salary and change it to a community pension. It means that the old people no longer take the fixed pension they used to have, but live in the community, eat and see a doctor in the community, and can also receive some pocket money every month. It sounds like this will reduce the burden on the country and make the elderly feel comfortable.
Imagine how your parents would react when they heard that they no longer had a stable income after retirement and had to rely on community care? Some people may think that this is a good idea, after all, community pension sounds more 'warm'. But there must be concerns that in this way, the efforts they have worked hard for many years and contributed to society seem to be lost.
Let's talk about community care for the elderly. Come to think of it, the concentration of older people in the community does have its benefits. For example, the community can have a special canteen, so that the elderly do not have to cook for themselves, and can chat with other elderly people, so as not to be lonely. There are also medical facilities in the community, and the elderly can be cared for in a timely manner when they are sick.
But then again, if this model is to be rolled out across the country, how much investment will be needed! Canteens, hospitals, and enough manpower will have to be built to take care of the elderly. This account is not a small amount. After all, the elderly also have their own needs, and they may want to buy something they like or a gift for their grandchildren.
Besides, if this kind of reform is really implemented, it will also be a big problem for those of us who have not yet retired. Think about it, you are now taking out part of your salary every month to pay pension insurance, hoping to have a guarantee in the future. If this benefit were to change in the future, would you still be willing to pay so much now?
Another angle is fairness. Under the current system, the more you pay, the more you will receive in the future. The proposal to abolish wages seems to disrupt this rule. No matter how much you have paid before, you will receive about the same in the future. This may feel a bit of a loss for those who have worked hard to pay a high pension insurance all their lives.
Of course, this proposal is not entirely without merit. For example, it may indeed reduce the burden on the state and make the pension system more sustainable. Moreover, the promotion of community elderly care can also drive the development of related industries and create more employment opportunities.
Therefore, in the final analysis, there are pros and cons, and whether it will work or not has to be discussed. We can't just listen to the wind and rain, we have to carefully analyze it to see the pros and cons behind it, and how it affects each of us. After all, it's about ourselves, and it's about the future life of our parents. What do you think? Is this reform a step forward or another form of regression?