The state has begun to call for car purchases, adjusting the proportion of car loans to be issued up to 100%

Family, even the country is calling on everyone to buy a car, can you stand it?

Recently, according to CCTV news reports, the People's Bank of China and the State Administration of Financial Supervision and Administration jointly issued a notice announcing that they will adjust the proportion of auto loans issued up to 100%.

After reading this news, I don't know what comes to mind at the first time in your mind? In my opinion, this is a signal that the state has begun to vigorously advocate and call on the broad masses of the people to buy cars.

Because after the promulgation of this policy, it means that our consumers who buy cars can not only take out loans to buy, but also may not need a down payment to buy a car, so this is not the state is beginning to call on everyone to buy a car, and what is it? From the side, it also reflects that our country wants to stimulate economic growth and stimulate residents' consumption.

Otherwise, why do you think the state should issue a circular to adjust the proportion of car loans to a maximum of 100 percent? To put it bluntly, the state just wants the economy to grow again. After all, many people are holding their money in their pockets and reluctant to spend it, which is not necessarily a good thing for the development of the whole country. That is why one such notice was issued.

First of all, I think this means that we can borrow more money from the bank when we buy a car, because now the state has "spoken," and the major banks are bound to respond and launch corresponding financial loan policies.

For example, if you can buy a car with a down payment of 3 years ago, then this year, buying a car with "0 down payment" may become a new normal, and the interest you need to pay may be much less than before. The reason is that the state deliberately wants to stimulate residents' consumption, which is definitely a good thing for consumers who buy cars.

Secondly, the increase in the loan ratio should also help promote transactions and consumption in the second-hand car market. After all, many people buy second-hand cars are also loans, so now the loan ratio can be adjusted to a maximum of 100%, which will undoubtedly make everyone's interest in buying second-hand cars high.

Finally, many netizens suggested that if the country really wants to call on the masses to buy cars and promote consumption, then you can also try to start from the following aspects.

1. Abolish the vehicle purchase tax (at present, new energy vehicles are exempt from purchase tax, but fuel vehicles still need to pay);

Second, control the price of gasoline in the "4 yuan era" (this feeling is difficult, I remember not in the past ten years);

3. Each vehicle travels 1,000 kilometers at high speed free of charge every year (based on license plates);

Fourth, increase the free public parking lot (to solve the problem of people's daily parking difficulties);

I have to say that this series of measures proposed by the majority of netizens is quite targeted, and at first glance, it may indeed help to encourage people to buy cars. After all, these four major aspects are conducive to consumers to buy cars, and they can also strengthen the determination of many people to buy cars.

So seeing this, how determined do you think the state is to call on people to buy cars this time? Is the day when we ordinary people are about to "have one car per person"? Publish your opinions and opinions in the comment area, and let's exchange and discuss them together. (Text/Youshi Auto Dazhuo)

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