Why do more and more people regret taking out loans to buy cars, as soon as I heard the analysis of insiders, I instantly understood

Buying a car is a major event in life. However, not everyone is satisfied with the purchase of a car. There are even some people who take out loans to buy cars and regret them after buying them! Why do more and more people regret taking out loans to buy cars? It turns out that there are so many "insiders."

1. Life is stressful, and it is not easy to repay the car loan

Taking out a loan to buy a car means that you have to repay the car loan every month, and the amount of money you repay each month depends on the amount of the car purchased, the way you borrow and other factors. Many people will have financial pressure after taking a car loan, always save money, and the quality of life has changed from before buying a car. Such a change has made some people who take out loans to buy cars regret it.

2. The value of the car depreciates too quickly and lacks the value of retention

Nowadays, cars are changing at a very fast rate. Basically, car manufacturers are constantly reinventing themselves every year. After taking out a loan to buy a car, the owner of the car pays back the monthly payment every month. And during this period, the value of the car is also depreciating. When the value of a new car depreciates seriously in the second year, the car owner who still pays the loan every month sees it, and what kind of torment is in the heart?

3. Traffic congestion, inconvenient to drive on the road

Some people will imagine their life after having a car too nicely, and this practice can easily lead to "heart injury". As we all know, the number of car owners is rising, and during the morning and evening rush hours or holidays, there are cars on the road. In this environment, driving becomes a difficult task. On the one hand, it is because the car owner needs to passively endure the torment of traffic jams, and on the other hand, it is also because of the inconvenience of parking. In some first- and second-tier cities, the problem of parking difficulties is particularly obvious. Many car owners will simply choose not to drive before going out because they can't find a parking space, and instead take the subway to travel, or scan the QR code to travel by bicycle.

4. Car maintenance expenses are indispensable

It's easy to buy a car, it's hard to maintain a car, it's a catchy saying. This sentence profoundly depicts the heavy pressure that car maintenance brings to car owners. First of all, as a loan to buy a fuel car owner, you need to refuel the car every month. In those days when the price of oil was high, refueling was like choking the car owner's throat and making it impossible for him to move easily. Second, the car needs regular maintenance, and the charges for each maintenance item are different, some maintenance items charge high, and some maintenance items charge ordinary. A complete set of maintenance items comes at a high cost.

5. Impulsively buy a car and regret it afterwards

When it comes to buying a car, some car owners are too casual. With this momentum, they rushed to the 4S store, and took out a loan to buy a car under the recommendation of the enthusiastic salesperson, and there was no thinking of their own during the purchase of the car, relying on hormones and adrenaline. This kind of behavior is impulsive consumption, and it is easy to regret it later.

The above is the reason why you regret taking out a loan to buy a car. Buying a car should be a joyful thing. I hope that all car owners can think carefully before buying a car, and don't regret it afterwards. In addition, there are pros and cons to taking out a loan to buy a car, and everyone should fully weigh the gains and losses in all aspects.