The Spring Festival is approaching, hoarding New Year's goods, grabbing red envelopes, collecting five blessings, and at the same time as the sense of various New Year's rituals is full, new types of fraud are also looking for the "flavor of the New Year". In the festive atmosphere, you are careful of "making mistakes in your busyness" and falling for scammers!
Dedication and patriotism...... The Spring Festival is busy
Beware of "Gift Gifts" scams
Mr. Xu spent more than a week in the "Gathering Five Blessings" activity, but he did not collect the "Dedication Blessings". At this time, a friend pulled him into several "Jifu groups". Soon, some people said that they could give him the extra "dedication blessing". After adding Alipay friends, the man told Mr. Xu that the number of gifts he had given that day had reached the upper limit, and he needed Mr. Xu's mobile phone to verify it before he could continue to transfer. Mr. Xu couldn't wait for tomorrow, so he agreed without hesitation. After a while, Mr. Xu, who was fantasizing about dividing 100 million in cash, received a reminder that the bank card had made several consecutive purchases, and the amount had exceeded 1,000.
Righteous Jun tips
In this type of fraud, the scammer deceives the user's Alipay account to reset the login password verification information on the grounds of giving away a "Fu card". After successfully passing the verification, the scammer will reset the Alipay login password as soon as possible and use a small amount of passwordless payment to make the payment. JusticeJun reminds that when participating in the activity of collecting five Fu cards, do not add strangers as friends at will, and do not easily tell strangers the verification code information such as Alipay.
There are many surprise red envelopes during the Spring Festival
Beware of "red envelope grabs" scams
Xiao Tang saw a link called "Spring Festival subsidy is being distributed" in WeChat Moments, and clicking to enter it will jump to the so-called "Spring Festival subsidy is being distributed" page. This page is disguised as a red envelope grabbing page, and when Xiao Tang clicks "Grab a red envelope", the words "Forward to receive" appear.
Immediately, Don sent the link to the friend group. After Ms. Li opened it, she saw a link that said "Open a 500 yuan voucher", and after clicking on it, she found that she had won the "first prize". So, she entered her personal bank card and other information as required, and scanned the QR code. A few minutes later, all the 26,000 yuan on Ms. Li's bank card was transferred.
Righteous Jun tips
This kind of fraud often uses prizes such as "red envelopes" and "vouchers" as bait to attract users to click and forward, which is actually a fraud trap. Justice Jun reminds that during the Spring Festival, the following types of red envelopes should not be easily clicked, and beware of fraud: including information such as passwords, mobile phone numbers, names, bank card accounts, etc., prompting red envelopes that need to be transferred to other chat groups or shared to the circle of friends to receive.
There are many gifts for the Spring Festival
Beware of "gift card" scams
Ms. Chen received a gift courier and found that it was a gift card printed with the trademark name of a well-known company. Although she didn't buy the delivery herself, her curiosity led her to scan the QR code on the gift card and join a group chat.
After joining the group, Ms. Chen followed the tips of the group administrator, did some simple tasks, and immediately received the reward. In order to earn more commissions, Ms. Chen then downloaded an app under the guidance of an administrator. However, after Ms. Chen completed multiple brushing tasks, the commission could not be withdrawn. When she asked the customer service staff, she was told that the task of swiping the order had failed and that she needed to pay a deposit. Ms. Chen, who believed it to be true, immediately transferred a deposit of 5,000 yuan to the other party's account, but still could not receive the commission, and Ms. Chen realized that she had been deceived.
Righteous Jun tips
This type of fraud often sends a large number of couriers in the name of well-known enterprises, and guides the victim to scan the code to join the group on the pretext of receiving a prize, so as to commit fraud. Fraudsters usually give victims some "sweetness" in the early stage, and then guide them to download the app to "do tasks" after the victim has let down their guard. When the victim continues to increase the investment of funds, the victim is required to continue to advance funds on the grounds of "mission failure" and "operation error" until the final "harvest" is completed.
Video New Year's greetings are much fun
Beware of the "AI Face Swap" Scam
During the Spring Festival, many distant relatives will use video to greet the New Year. However, there are also criminals who use intelligent AI face swapping technology to open a "red envelope" scam at the same time as greeting the New Year. A man in Baotou, Inner Mongolia, used AI technology to disguise himself as a friend of Mr. Guo, the owner of a company in Fuzhou City, Fujian Province, and used WeChat video chat to gain his trust and deceive him into transferring large amounts. Mr. Kwok was defrauded of $4.3 million in 10 minutes.
Righteous Jun tips
Onomatopoeia, face changing, new technology makes seeing no longer believing. If you suddenly receive photos or videos from unknown sources, you must not listen, believe or transfer money. Please pay attention to protect personal and organizational information, especially the front photos of yourself and your family, to prevent criminals from getting their hands on precise fraud or extortion.
The New Year's Festival express delivery is busy
Beware of "Courier Payout" scams
Mr. Zhang received a call from a customer service person claiming to be a platform, saying that the New Year's Festival express delivery he purchased was damaged and the platform wanted to pay compensation. According to the guidance of customer service, Mr. Zhang downloaded an app through an unknown link and initiated screen sharing according to the other party's request. The customer service asked Mr. Zhang to open the banking app on his mobile phone in turn, and then asked him to concentrate all the funds into one bank card. After some operation, the customer service said that the compensation had been completed. After withdrawing from the meeting, Zhang received a bank deduction information and found that his funds had been transferred away, and the amount of 112,000 yuan was defrauded.
Righteous Jun tips
In this type of scam, criminals forge the identity of courier customer service and falsely claim to be courier compensation, but in fact, they induce users to download phishing apps and enable the screen sharing function, thereby stealing funds from the card. Justice Jun reminds that the formal refund process will generally be returned to the consumer's own payment account in the form of the original return, and any request to jump to a third-party link on the grounds of refund and turn on "screen sharing" is a fraud. Keep your personal ID card, bank card, transaction verification code and other information properly.
Ticket booking for holiday outings is busy
Beware of "ticket refunds" scams
Ms. Zhang booked a ticket for a trip during the Spring Festival, but received a call from someone claiming to be a staff member of an airline. After the other party checked her flight and identity information, she informed her that the flight was canceled for some reason and needed to be changed or refunded, and she could apply for 380 yuan in air delay compensation on an official account. Immediately, Ms. Zhang followed the prompts on the phone, followed the corresponding official account, completed the claim on the third-party payment platform, and bound the bank card to the platform. A few minutes later, Ms. Zhang received several text messages with verification codes, which Ms. Zhang sent to the other party without thinking. Subsequently, she received a bank card deduction notice, and the 70,000 yuan in her account disappeared.
Righteous Jun tips
This type of fraud generally uses real flight information as a stepping stone to gain the victim's trust, through setting up phishing websites and other methods, obtaining relevant information about the victim's bank account, and disguising the transfer amount as a "service code", "verification code", "confirmation code" and other requirements for the victim to remit money. If you receive a call or text message that your flight needs to be changed or refunded, you must verify it through the official phone or App, do not believe the link or contact information in the other party's text message, and do not click on unfamiliar links. If you need to refund or change your ticket, you should also do it on the official website or mobile app, and do not trust the links of online searches, customer service numbers or advertising pages.
(Source: Justice.com Planning: He Huimin Yang Xiao Producer: He Huimin Review: Hou Wenchang)