In Huangqiyuan Village in January, rows of neat strawberry greenhouses surround this exquisite village, with white flowers and red fruits in the shed, dotted among the emerald green leaves, the sweet fragrance is permeated, and the traffic outside the shed is busy, and everyone is smiling.
In Liaocheng "strawberry circle", everyone knows Huang Qiyuan, which is the famous local "strawberry village", with 326 strawberry greenhouses and more than 2,000 acres of strawberry picking base, and the strawberry industry achieves an annual income of more than 2,400 yuan and solves more than 800 jobs.
"Don't look at the development of our village now, 15 years ago, we were still a 'three no' backward village with no characteristic economy, no village collective economy, and no industrial projects. Yin Chengrong, secretary of the Party branch of Huang Qiyuan Grid Village, said, "The growth from a 'backward village' to the current 'strawberry village' is inseparable from the full support of our Rural Commercial Bank!"
As the main force of rural finance, in recent years, Dong'e Rural Commercial Bank has taken root in the county, served the grassroots, focused on serving rural revitalization, took industry as the "medium", focused on local characteristic breeding and breeding industry, injected abundant credit funds into characteristic industries accurately and timely and delivered to farmers, and more importantly, the financial "blood transfusion" was skillfully transformed into industrial "hematopoiesis", so that rural revitalization not only found the point, but also found the root, and embarked on a win-win road of financial and rural resonance at the same frequency and promoting development.
Serve "heart to heart" and strengthen an industry
Right now, it's the golden season for strawberry picking. In the thousand-acre greenhouse in Huang Qiyuan Village, the fruit farmers are either picking, packing, or loading, all for this year's good harvest. In 2009, driven by Yin Chengrong, the "strawberry secretary", Huangqiyuan Village embarked on the road to prosperity in strawberry planting. Nowadays, strawberry picking in the village attracts tourists from Jinan, Dezhou, Liaocheng and other surrounding areas.
Yin Shuai and his wife in the village will officially close their restaurants in 2023 and return to the village to contract 3 strawberry greenhouses. Going home to farm is easy for Yin Shuai and his wife, and the greenhouse with a sense of science and technology has already unloaded the burden of "facing the loess with their backs to the sky", and they feel unprecedented steadiness in their hearts when they go home.
At the beginning of their home, the two of them added up to 100,000 yuan, barely enough to rent land and infrastructure construction, but the follow-up construction and operation were far from enough, and they were about to miss the best planting season, so they found the Rural Commercial Bank and enjoyed a loan support of 240,000 yuan in time, so that strawberries could be planted in time.
"Referring to the situation of our peers, we expect total sales of 480,000 yuan this year, and net income of about 12-150,000 yuan. When it comes to the future, Yin Shuai and his wife are full of confidence.
Strawberry red, the industry is prosperous, the people are rich, the village is famous, and young people like Yin Shuai and his wife have come back one after another. Yin Chengrong, the village party secretary, pinched his fingers and calculated that in the past three to five years, more than 50 young people have become new farmers and live a new life.
In order to support the development of the planting industry in the village, Dong'e Rural Commercial Bank closely follows the planning of the village committee, gives full play to the advantages of its wide network coverage, short decision-making chain and strong service targeting, makes good use of various policies and products to support agriculture and benefit farmers, innovates financial service methods, and implements special personnel docking, opens green channels, and gives priority to the issuance of loans, the priority of satisfying quotas, and the priority of providing services, which has become a strong financial backing for Huang Qiyuan on the road to the development of characteristic industries.
The industry has grown stronger, and the villagers have more confidence in developing diversified farming. While supporting the development of the strawberry industry in the village, grapes, cherries and other industries have also gradually developed. Villager Yin Wencheng wants to expand his scale and needs financial support. Dong'a Rural Commercial Bank sent 150,000 yuan of "entrepreneurial discount loan" to him as soon as possible to help him start his business.
The development of "shoulder to shoulder" will bear fruit of enriching the people
An honorary medal in the office of the Huangqiyuan Village Committee is eye-catching, which is the "Provincial Model Village of Rural Commercial Bank Service Rural Revitalization Strategy" awarded by the Provincial Associated Press in 2020. Pointing to this medal, Yin Chengrong said with feeling: "This brand is not easy to come by." As early as 2009, we cooperated with the Rural Commercial Bank, the industry from scratch, from weak to strong, when we first started planting, some villagers didn't even know what the strawberry tasted like, so the Rural Commercial Bank always resonated with us at the same frequency, and we always worked side by side in the development to help the villagers build greenhouses and plant strawberries together. ”
"From 2016 to 2019, in order to form a scale effect, we upgraded from simple greenhouses to high-standard steel structure solar greenhouses, and the yield and quality of strawberries went up; ”
At about 8 o'clock in the morning, the account manager of Dong'a Rural Commercial Bank came to the village again to work in the village. As the "main force" to support agriculture and help agriculture, Dong'a Rural Commercial Bank has continuously improved its financial service channels, and opened up the "last mile" of financial services through a number of measures such as village-wide credit extension and "four lists" docking, so that villagers can run less errands and more data, and provide convenient financial service channels for rural households. Since 2016, Dong'a Rural Commercial Bank has provided a total of more than 8,400 yuan of loan support to the village.
When asked about the specific planning of the next step in the village, Yin Chengrong said: "A few days ago, the fourth strawberry picking festival just ended, tourism is becoming more and more prosperous, the next step is we are building two completed science and technology demonstration sheds, and the simultaneous implementation of the farmhouse, after completion, will further lengthen the rural tourism industry chain of Huangqiyuan Village." I hope that our Rural Commercial Bank will continue to give us full support. With your backing, we are full of confidence. (Zhang Zhang)