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All of the statements in this article are based on reliable sources and are reproduced at the end of this article
With the development of technology, we have entered a "digital age".
Whether at home or on the go, mobile phones have become a necessity in people's lives.
In the past, you had to bring a wallet and bank card when you went out, but now you only need a smartphone and use mobile payment methods such as WeChat to complete consumption.
However, although this simple payment method makes people's lives more convenient, there are also many risks and hidden dangers.
For example, when using WeChat Pay, you will always hear a sentence: "I sweep you" or "you sweep me"?
Although both methods can complete the payment, there is a big difference in nature.
So, do you think it is safer to "I scan you" or "you scan me" is safer for these two payment methods?
Which payment method is more secure, "I scan you" or "You scan me"?
To figure out which of the two payment methods is more secure, it is necessary to distinguish what is "I sweep you" and what is "you sweep me".
"I scan you" refers to the payment code payment, the consumer provides the payment QR code to the merchant, and the merchant will generally use the instrument to scan the code to deduct the money.
This payment method is very common and is generally used in street shops, restaurants, supermarkets and other scenarios.
This payment method is more convenient than "you sweep me".
As long as you call up your mobile phone from the QR code payment page, you can be automatically deducted from the consumption amount.
People who are in a hurry to pay will generally prefer this payment method, but this payment method also carries huge risks.
For example, in a real case in Chongqing, when queuing up to pay in a supermarket, a woman prepared the payment code in advance.
After that, I found that 900 yuan was inexplicably swiped away on the mobile phone, and the woman later checked the surveillance to see the doorway inside.
It turned out that when she was ready to pay the payment code, the man behind her took a picture of the payment code page, and easily swiped the money in the phone.
In fact, there are not a few things like the above women have encountered, and even many times we are swept away from our money without defense.
During the whole payment process, we don't need to enter the specific amount of money by ourselves, nor do we need to confirm the payment password, and the money is swiped away.
And some criminals who take advantage of this convenience can easily steal your property.
Although there are huge drawbacks to the "I'll sweep you" payment method, it's easy to avoid.
First of all, don't open the payment QR code in advance before paying, and observe the surrounding environment when showing the QR code to the merchant to make a safety judgment.
After waiting for the merchant to complete the scanning, we must exit the payment page in time, so as to avoid being stolen under certain circumstances.
At the same time, in order to make it more convenient for the people, the current software usually sets up "small password-free payment".
In fact, if you want your payment method to be more secure, try to turn off "passwordless payment", maybe in some cases to avoid theft.
In this way, since there is a risk in "I sweep you", is it absolutely safe for "you sweep me"?
"You scan me" refers to the payment code payment, and the consumer pays by scanning the payment code provided by the merchant.
This payment method is also common, and there are many small shops, markets, and street stalls.
Generally, the merchant will paste the QR code of the collection in a conspicuous place, and after the consumer completes the purchase, he can open the WeChat "scan" function on the mobile phone to complete the payment.
On the surface, this payment method is more secure than "I sweep you", but there are also certain risks.
Although the initiative is in your own hands, you need to enter the amount and confirm the payment password, but it is also easy to be targeted by the perpetrators.
Once you scan some "insecure" QR codes, your information will be stolen, and even your money will be swiped as soon as you scan it.
Therefore, when choosing to scan the QR code to pay, be sure to confirm the identity and reputation of the merchant and confirm whether the QR code is safe.
At the same time, in the process of payment, you must protect your payment password and do not be seen and used by people with intentions.
Therefore, whether it is "I sweep you" or "you sweep me", there are potential safety hazards, so be cautious when using them!
Don't use QR codes indiscriminately
In this information age, a mobile phone can hold almost all our information.
Just like a series of private information such as card number, password, spending habits, preferences, etc.
And scan some "unsafe" QR codes, this information may be leaked, resulting in huge losses.
Therefore, it is crucial to protect our private information and property security, and QR codes from unknown sources must not be used indiscriminately.
In daily life, we often encounter the situation of "scan the code for free", and you only need to scan the QR code they provide to get a cheap small gift.
Many people will choose to scan the code for cheap giveaways, which is to fall for scammers.
After completing the scanning code, it faces information leakage, which leads to more security risks.
At the same time, as people become more vigilant, so do the scammers' scammers.
Just like people who own cars can't avoid being ticketed, criminals also use this to create a "fake ticket".
Therefore, after seeing that your car has been ticketed, do not rush to pay the fee, but go to the official platform to check the violation record first, and then pay the fine further.
In addition to these, you should be cautious in the face of QR codes from unknown sources, and sometimes even if it is a QR code sent by a friend, you must confirm it before operating.
As long as you don't scan the QR code casually, you can largely avoid the money on your mobile phone being stolen.
Precautions for WeChat Pay
While mobile payment brings us convenience, there are huge security risks, so it is important to pay attention to some details when using it.
Especially in the process of payment, it is easiest to expose your own information, so you need to be more cautious in using it.
The next few precautions can avoid the loss of property to a certain extent!
Try to turn off password-free payment, and it is best to use password payment to effectively avoid theft.
In the process of payment, try to avoid crowds, so that others can easily see our payment code and payment password.
After confirming the reputation and qualifications of the other party, choose whether to scan the code to continue to pay, and you can't use the scan function casually.
These measures can effectively protect our privacy and property security, and it is necessary to raise awareness of this aspect.
Although mobile payment has brought us convenience, there are many security risks, and we must always keep a clear head, so that telecom fraud has no way to escape!
Resources:
1. Weifang Internet Police-"Emergency Warning!New Scams Appear in QR Code Payment!" (2023.05.03)
2. The Paper - "Do you have any money in your phone? Turn off this function quickly, many people ignore it" (2020.10.10)
3. Dahe.com-"Beware!New Scams Emerge in Scan Code Payment" (2023.04.07)
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