Text: Xixi
Edited by Xixi
Preface
After entering university, high school students, who have been burdened with high school coursework, finally ushered in the highlight moment of their lives and gained great freedom of movement.
Although they are free to move, their financial resources are still their parents, after all, most college students are not yet able to support themselves. So how much should parents pay for their children who go to college?
Different family structures and family situations give different living expenses.
Really poor families may no longer be able to provide living expenses for college students except for tuition fees, but there are not a few children from wealthy star families who have tens of thousands or hundreds of thousands of living expenses a month.
But we should not be carried away by reality, and we should not envy and envy the children of rich families because we are children of ordinary people, but we should face up to the differences in reality and face our family situation correctly.
Let's talk about the general level of living expenses.
According to relevant news, the living expenses of college students are between 1,500 yuan and 2,000 yuan at most, and these college students are probably children of well-off families.
There are also some college students whose living expenses are about 3,000 yuan, and this kind of college students are probably wealthy in terms of family economic conditions, which can support their children's expenses outside of daily life, and can let their children buy some things they like but are not necessities of life, so that their children can live more easily in college.
However, there are also a very small number of college students whose living expenses are more than 5,000 yuan, and such college students must be "either rich or expensive", and their families must have mines.
Because calculated in this way, it is 60,000 yuan a year, and after four years of college, the living expenses alone will cost more than 200,000 yuan, plus the tuition fee may be more than 300,000 yuan, so this kind of student must be the little princess or young master of the family.
However, there are also some college students whose family conditions are not very good, and their living expenses are only about 500 per month, and they can only save money on food, and they do not have any opportunity to participate in recreational activities, let alone buy some non-essential items, and even buy cheap dishes for meals.
In any case, you should face up to your family environment and reasonably manage the living expenses given by your parents.
But no matter how much living expenses are given by parents, the most common thing I hear is that college students discuss that the living expenses are not enough, and they will "eat dirt" at the end of the month. What is the reason for this?
Where did all the living expenses go?
For college students who have just stepped into college campuses, escaped from the control of their parents, and got rid of the oppressive and boring high school life, they face too many temptations, such as games, shopping, gyms and other entertainment activities, and they are coveting the wallets of college students.
However, college students don't have much self-management ability, and there is a kind of thinking that is, "I only live once, if I don't play now, when will I play?"
In addition, the current society is different from the previous information underdeveloped society, the current level of science and technology has grown by leaps and bounds, Taobao, WeChat, Alipay, college students want to consume only need to move their fingers, without running to the physical store to consume.
Moreover, the current takeaway industry is also developing very rapidly, and one of its major consumer groups is college students who are "stupid and have a lot of money".
On college campuses, every noon after class, you will see a bunch of people gathered in front of the dormitory door looking for their takeout, as if they were rushing to buy.
Another reason is that the people around college students have different consumption levels and different family situations.
When I see other roommates or classmates buy a brand-name clothes or brand-name bag, I will have a strong jealousy psychology, thinking that I must have what others have, and I would rather "eat soil" to get it, so that my living expenses will be reduced to zero overnight.
At the same time, college students do not know how to allocate their hard-won living expenses, lack of certain financial literacy education, most college students are parents to spend as much as they want, not enough to ask for it.
There are also some college students who can't clearly determine their family situation, don't understand their parents' hard work, and think that their family is very rich, but their parents are not willing to spend it on themselves, but complain about their parents and force their parents to give them more living expenses.
The last reason is that college campuses are different from the single life of high schools, college students have their own mobile phones, a wide range of ways to spend money, extracurricular activities are very rich, dormitory clubs and other groups often organize dinners, and each activity has to spend part of the living expenses.
College students face endless temptations, and only if their self-control is strong enough can they break away from the ranks of the "Moonlight Clan". So how exactly should it be done?
Live within your means and consume rationally
Since the cost of living is not enough, it must be unreasonable distribution.
As a college student, you should also Xi learn some financial knowledge in your spare time, plan your expenses in advance every month, and try to save some money to accumulate in case you need it.
In addition, if it is a major with a small course schedule, college students can find some part-time jobs to add money to their small treasury and reduce the financial pressure on their parents.
You should also actively communicate with your parents, understand the real income of your family, and discuss with your parents how much money you need every month, so as to form a good financial situation and not be a "moonlight family" every month.
At the same time, college students should also develop good consumption Xi habits, develop good Xi habits of bookkeeping, and be clear about where every money they spend is going, so that they will not be empty-handed at the end of the month every time.
The most important point is that college students should establish a correct concept of consumption, and should not blindly follow the crowd to consume, but should live within their means and consume reasonably according to the actual situation.
Of course, when you have just stepped into the university campus, you can go out to dinner with friends to relax, but you should pay attention to the Xi of study, and do not overindulge in a relaxed and stress-free life.
epilogue
All in all, no matter what the reason for the life of college students is not making ends meet, they must reflect and reflect on their actual situation, actively communicate with their parents, formulate a reasonable consumption plan, develop good consumption Xi, do not compare, do not blindly follow, consume moderately, and live within their means, so as to lay a good economic foundation for a good college life.