Xiao Wang is a thrifty office worker, and finally at the age of 30, with years of savings and the help of his parents, he once again came to the lively real estate plaza near his home, with a deposit and most of the savings in his hands - 500,000 yuan, looking forward to his dream house.
"This house is good! Three bedrooms and two living rooms, just enough for a small two, more than enough to have children in the future. "Xiao Wang came to see the house for the umpteenth time, and finally fell in love with the suite he liked.
Sunlight shone in through the floor-to-ceiling windows, and Xiao Wang took a deep breath of the faint smell of paint in the building, thinking, "This is my little home." So, under the repeated instructions of his parents, Xiao Wang signed the first large amount of check in his life.
After the signing ended, Xiao Wang began to draw a blueprint for his ideal life. He can lean on the balcony with his lover at night, counting the stars while blowing the night breeze; He can put on a big TV in the living room and cheer on his friends while watching the game; He can also plan a baby room...... Everything was gradually taking shape in his mind.
On the weekend when Xiao Wang was immersed in the beautiful blueprint, a sharp air raid siren suddenly sounded outside the window, followed by a loud "boom", the ground shook violently, and the glass window shattered to the ground.
Xiao Wang slammed off his chair and got up to look at the large gap in the living room wall in horror.
"What's going on!" Xiao Wang's lover stumbled into the living room, his face completely pale.
"We've been blown up!" Xiao Wang hugged his trembling lover, and his heart was like a mess. At this moment, the messy home and the frightened lover in front of him all pierced his heart.
A week later, Xiao Wang stood in front of the dilapidated house, looking at the once familiar place, and tears could no longer hold back his eyes. He sadly realized that the little home in his heart had disappeared forever in the sea of fire and ruins.
At this moment, Xiao Wang almost collapsed. He kept asking himself, why did he buy this house in the first place, why did he take out so much money, and how was he going to repay these damn mortgages!
In the days that followed, Xiao Wang lived a numb life. He would often stare at the pile of ruins in a daze, and his mind was full of repayment. "The house is gone, what should I do if I repay the loan, will the bank understand my situation?" These questions linger in Xiao Wang's mind every day.
One day, Xiao Wang was sitting decadently by the ruins, and a man in uniform walked over.
"Hello, I am a loan administrator at China Merchants Bank. It's a shame to hear that your house was blown up. But mind you, the loan problem still needs to be solved.
The man's tone was cold and helpless.
Xiao Wang's eyes widened and he asked in surprise: "What? My house is gone, why do you still want me to pay back?"
"Unfortunately, according to the regulations, the destruction of the house does not mean that you can be exempted from the repayment obligation. The man closed the folder, turned and left.
Xiao Wang fell to the ground, finally realizing that he, like many of his fellow victims, was caught in the mire of repaying the debt, and this myth further aggravated their suffering.
Just when Xiao Wang was desperate, another news spread - the bank that originally provided the mortgage had collapsed in the war, and all the mortgage business was paralyzed.
What is even more unexpected for Xiao Wang is that the state has launched a series of relief policies, suspending the repayment obligation of housing loans in war zones, monetary policy is also adjusting, the face value is depreciating, and prices are soaring.
"What?! Mortgage payments are suspended?!" Xiao Wang couldn't believe it when he heard the news.
It turned out that during the war, the banking system collapsed directly, and the remaining banks had no intention of recovering loans. At the same time, the country needs to stabilize the people's hearts and minds, and can only make concessions. As a result, the moratorium on loan repayment has become an urgent measure to protect people's livelihood.
Now Xiao Wang breathed a big sigh of relief, he finally saw the dawn of hope. Although the war is still going on and life is still difficult, this good news is undoubtedly the greatest consolation.
Finally, the war stopped, but Xiao Wang was not relieved. It turned out that his property had become a non-performing asset of the bank during the war and had been acquired by a real estate group.
Now, it will be rezoned as a commercial complex.
"What?! My house was sold?!" When Xiao Wang learned the news, he fell into despair again.
Yes, in the chaos of the war, the real estate of many mortgage owners has become the target of competition between banks and capital groups. Once acquired, it means that the original owner is likely to lose ownership of the property.
Now, Xiao Wang has lost his own house, and he can't afford the follow-up repayment pressure, and his life is stretched. "What should I do......" He was at a loss, facing an unprecedented predicament.
After a war, the country was under tremendous pressure to rebuild and people's livelihood problems. In this situation, the government has introduced a number of relief and benefit policies. These policies have alleviated Xiao Wang's reemployment and survival pressure to a certain extent.
"The scope of the subsidy policy launched by the state this time is so large, it actually includes a war zone like ours with serious losses. Xiao Wang looked at the government's policy of benefiting the people and couldn't help but sigh.
Yes, the government understands that the people are the foundation of the country. Therefore, when formulating reconstruction policies, the first consideration is to stabilize people's livelihood. From reemployment to housing, from medical subsidies to preferential treatment in education, all of them reflect the state's love and support for the people.
Gradually, Xiao Wang walked out of the shadow of the war and regained hope. Maybe everything is not perfect now, but it is much better than despair to have the support of the national policy of benefiting the people.
While Xiao Wang gradually came out of the shadow of war, he also re-examined his understanding of life. He understood that in such a chaotic era, the most important concern of the people was the issue of survival.
"Matter can be re-established, but it only lives once. Xiao Wang muttered softly to himself. Yes, life is the most precious treasure.
Today's Xiao Wang is no longer overly worried about financial issues such as mortgages. He worked diligently and sparingly, just to survive. In his opinion, this is the priority.
Gradually, Xiao Wang was also relieved. He understood that the country and its people were victims of war, and that everyone was trying to rebuild their homes. I believe that all suffering will eventually pass, and if you persist, you will definitely see the light of day.