Text: Xixi
Edited by Xixi
What does a million deposit mean? Does it mean the freedom to no longer run for survival? Or does it mean that you have the confidence to say "no"? Maybe in the eyes of many people, 1 million is not a big number, because it may only be the price of a rich person's clothes.
Can you ask yourself, as an ordinary person, do you have a deposit of 1 million, or how many relatives and friends around you have a deposit of 1 million?
So should the money be saved, or earned?
The joys and sorrows of human beings are not the same, and the perception of money is also very different.
After reading the real answers of these netizens below, it is heart-wrenching and realistic!
Isn't a million deposit the common level of a normal family?
The "gap between rich and poor" is an inevitable problem in almost every country.
Despite China's efforts to reduce the gap between rich and poor in recent years, this is an intractable task, and injustice and disparities can be eliminated overnight.
Do you know how many people in China have more than 1 million deposits?
Since the reform and opening up, China has entered a stage of rapid development, people's living conditions are getting better and better, and China's total household wealth also ranks second in the world.
However, a high total wealth does not mean that every Chinese has high wealth, after all, China is a large country with a large population, and a small amount can also create an extraordinary total value.
According to the statistics of the People's Bank of China, today, only 0.1% of the population with more than one million yuan in savings, and people with 1 million yuan in savings are usually people with total household assets of about 10 million yuan.
The above data shows that people who can deposit more than 1 million yuan in China are simply rare under the premise of a large base.
Therefore, for most people in China, a deposit of 1 million means a good life.
But can 1 million really bring us a better life?
It's easy to save 1 million, but it's hard to save it!
First of all, let's briefly calculate how long it takes for a person with a monthly salary of 10,000 to save 1 million.
If you can save 50,000 yuan a year on the premise of saving rent, water and electricity, food and daily consumption, it will take 20 years to save enough for 1 million.
But how many 20 years do we have in our lives? It is very difficult for many people to save 50,000 yuan a year, after all, the rapid development of the economy also means the increase in the level of consumption.
Therefore, without considering other superfluous expenses, a single aristocrat with a monthly salary of 10,000 yuan needs at least 20 years to save enough for 1 million, let alone a family that needs to raise children?
There are too many factors to consider in reality, such as a house, a car, marriage and children, as well as sudden accidents and illnesses, which can easily destroy an ordinary family. It is not easy to survive, and the ordinary family that can save 1 million is not ordinary in itself.
Suddenly, I can understand why young people nowadays are more and more resistant to getting married, after all, the burden on the family is greater.
In fact, the average family can save 1 million, but the premise is to save as much as possible.
It's hard to save enough for 1 million, but that doesn't mean you can't do it. So for ordinary families, how can they save enough for 1 million?
Most people are just ordinary people with mediocre qualifications, no smart minds to make money, no rich parents, and no rare opportunities.
In this vast land, we are just a tiny speck of dust that no one can see, but we still exist.
Ordinary people can only achieve this unattainable goal through their own efforts, just like ants can eventually carry food far larger than their own volume into their nests even though they are small.
Even if your ability is limited, you can still do it as long as you want to do it.
A mother once shared that she saved a million.
She and her husband are just ordinary workers, and their combined monthly wages are only 15,000 yuan, but they can save 12,000 yuan in a month except for basic expenses, and they can save more than 100,000 yuan in a year! And they only saved 1 million yuan in six years. How do they do it?
The only way for ordinary families with limited means to save enough money is to try to save money.
From the mouth of this mother, we can know that their family lives very frugally, and always saves unnecessary expenses as much as possible, so the expenses for a year are very small.
But saving doesn't mean treating yourself or your family badly, just reducing unnecessary expenses as much as possible.
For example, fruits are only eaten in season, which are cheap and delicious, and you have to buy clothes at the wrong time, which is more cost-effective.
At the same time, when choosing clothes, try to choose simple styles to avoid obsolescence...
Thrift is a long-term process, and anything will become extraordinary if you do it to the extreme.
There are really people in this world who can get rich through frugality.
In fact, what many ordinary people lack is the principal and environment, money can make money, but most of us don't have money. Therefore, the frugality and accumulation in the early stage are for the sake of accumulation.
The principal is really important, and only when you have money can you have the confidence to do things.
If you can make good use of the deposit of 1 million, it will be possible to change the class of an ordinary person.
This mother also shared in the follow-up that after she saved enough 1 million, it became easier to make money.
Even if you deposit 1 million in the bank, you can get more than 20,000 yuan in interest that year.
What's more, many rich people will not let their money sit idle, but maximize the use of existing resources to create greater wealth.
Money is important and can even bring joy and happiness to a great extent. So what would you do if you had a deposit of 1 million?
One million is a limit, and this limit represents freedom to a certain extent. There are many people in this world who are trapped by love, but more people are trapped by money.
A deposit of 1 million means that you can take this money back to your hometown in the countryside to build your own house, and live a farm life that works at sunrise and rests at sunset, which means that you have the capital to invest, and it means that your seriously ill relatives have life-saving money...
epilogue
Anyway, no matter what the case is, 1 million is enough to satisfy the wishes of an ordinary person. Although 1 million may not be a big deal for the rich, it is the goal that most people strive for all their lives.
If you were given 1 million, what would you do?
[Disclaimer] The process and pictures described in the article are from the Internet, and this article aims to advocate positive social energy, no vulgar and other bad guidance. If it involves copyright or character infringement issues, please contact us in time, and we will delete the content as soon as possible!