In the current economic situation, the Chinese government is about to push for a major real estate reform policy.
The main goal of this housing reform is to gradually allow low-income people to achieve "home ownership".
Eliminate the anxiety of not being able to afford commercial housing.
In order to achieve this goal,
The central government plans to issue an additional 1 trillion yuan of special treasury bonds in the fourth quarter of this year.
and increase support for localized debt.
These funds will be used for eight aspects, including post-disaster reconstruction.
directly drive the effective growth of GDP,
It is expected to support annualized GDP growth of about 1.2 percentage points.
The issuance of this special treasury bond fills the gap in fiscal revenue caused by the sale of land.
The pressing problem of local debt has been temporarily solved.
At the same time, it also strengthens the ability of local governments to invest in infrastructure construction.
More jobs are likely to be created in the foreseeable future.
It is mentioned in the document that the dual-track system of affordable housing is being carried out steadily,
It has exceeded the overall market supply by more than 20%.
The construction and supply of affordable housing requires significant financial support.
And now is the time when the local government at all levels is most short of money.
Increasing financial investment has become the key to the construction and supply of affordable housing.
This new housing reform policy aims to bring the market back to the market.
Guarantee return guarantee,
While ensuring the normal operation of local finances,
Let people with purchasing power freely choose to buy commercial housing.
Although the price of affordable housing will be relatively low,
But in any case it is better than keeping money in your hands.
Although it may increase the wealth disparity among households,
Overall, however, it is still a positive development.
It is important to note that the Singapore model is not suitable for China's national conditions.
At present, we lack sufficient financial support,
And there are differences in size and management between China and Singapore.
Caution must be exercised in promoting this major reform,
And pay attention to the implementation of details.
It should be pointed out that there were problems in the construction of affordable housing in the past.
It is mainly manifested in the lack of policy implementation.
More consideration should be given to possible problems in future implementation,
and develop practical,
Easy to implement and effective measures.
Finally, it is worth mentioning that
The recession of the real estate market under the current economic situation in mainland China is the result of the superposition of many factors.
It doesn't just depend on a single policy.
At the macro level,
We need to do more to prevent a hard landing in real estate.
China is about to promote a new round of housing reform,
Provide financial support through measures such as the issuance of additional special government bonds and increased support for localized bonds,
It aims to realize the dream of home ownership for low-income people.
In the implementation process, attention should be paid to the details of implementation,
and develop practical,
easy-to-implement measures to guarantee this major reform,
It can move forward smoothly and achieve good results.
Commercial housing has returned to its essence, and the expansion of affordable housing has brought good news to the general public
The new round of stimulus policies will have a stronger impact on the commercial housing market.
And in this adjustment, the lot was introduced,
and quality as one of the price determining factors.
Some commercial housing will also be repurchased and converted into affordable housing.
This new policy aims to achieve the goal of regulating the property market based on the needs of residents.
By restoring commercial housing to its true "commodity" attributes,
That is, pricing is carried out according to the relationship between market supply and demand.
To some extent, it can reduce the high property market prices.
In the next few years may emerge a more obvious,
And the change in the specific visible effect - the scale of affordable housing projects continues to expand.
And these homes are mainly for the working class,
and those who can't afford to buy their ideal home,
But they also have a legitimate and lawful safe residence,
Pursue rights and interests to provide low-rent or limited-price leasing methods,
Solve their long-term embarrassment of not having a home of their own.
This policy will ensure that low-income people have safe,
Stable and reasonably priced housing options.
It should be made clear that
Affordable housing can only exist as a temporary supplement,
Not a permanent residence.
Its goal is to solve those temporary difficulties in buying a house,
However, there is a problem for those who have the need to enjoy basic residence rights.
After obtaining affordable housing in accordance with the conditions,
If the applicant's financial situation improves in the future or for other reasons no longer meets the relevant eligibility requirements,
The property will be reclaimed and redistributed to the new applicant.
The first batch of pilot cities has been identified as cities with a population of more than 3 million.
This also means that many large and medium-sized cities in China will take the lead in implementing the new policy.
So as to better meet the yearning and expectation of the majority of wage earners for a stable and comfortable living environment.
Although some people are skeptical about the implementation of the affordable housing policy,
Concerned that the buyback system could lead to a series of problems,
But we must not forget that China is a big country with hundreds of millions of people.
It is necessary to use the planned economy to change to a market economy.
to meet diverse needs and make appropriate adjustments in the process of development.
The return of commercial housing to its essence and the expansion of affordable housing,
It will be a boon for the general population.
This policy aims to regulate property prices,
and provide low-rent or limited-price rentals,
Solve the debt pressure of individual groups who have been in the dilemma of not having their own home for a long time,
and other social issues to strengthen,
improve and stabilize the factors of happiness ownership of the founders,
On the basis of conceptual opinions, we will continue to further promote the housing industry chain.
The feasibility of relevant reforms has paved the way for a calm entry into a globalized world.