I remember a gust of wind blowing over and saying that our current price level is rising, compared to 20 years ago, the price of many things has risen 2 to 3 times, for example, 20 years ago rice may be eight cents a pound, now rice has three dollars a pound, pork 20 years ago should be ten dollars a pound, now basically more than 20 yuan, and all kinds of dishes are rising in price very strongly, I remember 20 years ago, a pound of beans and two dollars, my mother is reluctant to buy, now I can't move three, four, five pounds, if you talk about real estate again , then there is no need to talk about it at all, so some people say that the current money is no longer valuable, so is it necessary to issue some large banknotes to be able to solve the current level of shopping, and begin to blow the wind and say that the issuance of 1,000 yuan banknotes, will it? I personally think not, for the following reasons:
The first reason is that it is easy to produce a misunderstanding of inflation, the so-called misunderstanding is because the size of the banknote is not directly related to inflation, but he will have a boosting effect. For example, if your money denomination has reached 1000, then your dish is only a few dollars a pound, isn't it a little small? Then everyone will have this psychological expectation of this feeling, and then there may be promotion into an atmosphere of high prices in society, so it is easy to lead to psychological price inflation and promote the actual price inflation.
The second reason is that it is easy to make people feel that the salary has become less, some people screw in the factory, three or four thousand yuan a month, could have been issued thirty or forty, counting half a day, now suddenly give him a whole 1,000 yuan a piece, that three or four sheets in the hand empty, the heart suddenly uncomfortable, so do you think that this salary does not seem to be worth anything? I struggled for a month to send me three bills, so how is that good? Psychologically, it is not good.
The third is easy to provide opportunities for those who make counterfeit money, everyone knows that the most favorite thing to do to make counterfeit money is a large denomination of counterfeit money, for example, if you get a counterfeit money of one dollar and two dollars, he must be too costly, he can't do it, he has to do at least ten pieces of 20, if you do 100 yuan, they are the happiest. Now that the banknotes have rushed to 1,000 pieces at once, then those of them who make counterfeit money are quite interested in counterfeit money of such a high denomination. If a person receives a counterfeit 1,000 yuan bill, is it possible that his salary will be gone for several days? Are those losses very heavy? This situation also does more harm than good.
The fourth and main reason is that it is not necessary. We know that mobile payment has now served as the main payment mode, many people no longer have the habit of bringing cash, since there is no habit of bringing cash, why do you arrange a banknote of one thousand or two thousand for him? Arranging such banknotes does not have any effect on the convenience of his payment, so that is, it is not necessary, since there is no need for things, there is no need to do it, right?
Then I want to say that the reform of currency is not a simple problem that can be taken for granted, the main reason must be to be convenient for our daily use, and now our daily use has basically rarely used paper money, then now the reform of this currency denomination is meaningless, of course, if there is relative meaning, it should be digital currency more meaningful.