Text/Yao Maodun (Children's financial promoter, author of several financial books)
On a certain platform, some netizens wrote: I am a senior this year and am about to enter society. All this time, I never wanted to be snobbish and mercenary, I didn't want to be that materialistic. But there will always be people around me from time to time who tell themselves the reality of this society, indeed, it is currently a society of money. For yourself, the salary of working in a company is definitely difficult to establish yourself in a big city. I would like to ask, how to cultivate your own money-making mindset (business thinking)?
This topic is very interesting, so I will say a few more personal opinions! I recommend everyone to collect, it is definitely a dry product!
First, I must congratulate you, in your senior year, you finally understood that you should cultivate your money-making mindset (also known as financial thinking). Although a little late, it is already much better than those who do not know to make money until they enter society. You know, many people may have lived a lifetime, and they may not have heard of financial business, let alone financial thinking. In the minds of these people, it is a little sad to think that they only know that they go to and from work, step by step, and take a meager salary.
Second, starting with children for financial enlightenment, in fact, the effect is the best. Because children have strong plasticity and are still a blank piece of paper, learn financial thinking from an early age, gradually understand more about money, and develop good habits such as savings, which can benefit for life. This point, the post-70s and post-80s groups felt more deeply, and they also suffered more losses, because most of their parents were workers and peasants, and there was no talk of financial merchants at that time.
Third, everyone knows that Jews are the most profitable and intelligent, but do you know why? That is because of various subjective and objective reasons, their living environment is bad, which also forces Jews to plan ahead and teach children from an early age that they must know how to earn money to survive. If you don't make yourself stronger and wiser, it's hard to even survive.
Fourth, under the influence of traditional culture, Chinese people attach great importance to money and business, or even reject it. In the past, adults were ashamed to talk about money to their children, for fear that their children would fall into the eyes of money. Of course, this kind of thinking has its historical background and cannot be said to be wrong. But now it seems that it is clearly out of place. In the era of market economy, it is difficult to move without money. If you don't have a dollar, see if the boss will give you one for free?
Fifth, let children have financial thinking, not let children talk about money, or even become impersonal, or in order to make money, become bottomless. This is certainly not right, and it is not what parents want to see. On the contrary, financial thinking can make children understand the origin and role of money, how to make money reasonably and legally, and scientifically dispose of money and be the master of money, which is the ultimate goal.
Sixth, enlightenment and cultivating financial thinking is a lifelong thing. It's not that if you tell a story to your child today and talk to the shop owner about the price tomorrow, your child will understand the knowledge of finance. The correct way is to consciously cultivate children's financial thinking in daily life through some small behaviors. For example, parents can negotiate with their children, help with housework to get a certain amount of remuneration, save pocket money in the bank, and donate excess toys to children in economically underdeveloped areas, which are very meaningful things, these are all financial behaviors. A special reminder: parents must not rudely defraud their children of money...
Seventh, popularizing finance is a long way off, but I decided to do it for the rest of my life. The concept of financial merchants has emerged in China for a short time, only about 20 years ago. Whether from the perspective of family education or social progress, financial thinking is extremely important. In order to better popularize financial education, let more people understand financial business and benefit from it. I plan to focus most of my energy on the promotion of financial businessmen, especially children's financial merchants, in the next few decades, and continue to develop related products. At present, I have created and published many (sets) of financial and business books such as "Qian Xiaotu Learning Economy" and "Qian Xiaoegg Financial Management", and also opened a paid column "Well-known Children's Writers Write Financial Business Lessons for Children", readers and friends who are interested in children's financial enlightenment, welcome to purchase, subscribe and leave messages to communicate.
Money Rabbit Learning Economics (5 volumes) ¥111.6 Purchase