"Mom, give me 5,000 pocket money"
When a child reaches out for money to spend, your answer determines the child's life
As parents, we will inevitably encounter the situation that children want pocket money, and each parent's personality and economic situation are different, and the reaction to children's pocket money is naturally different. Some people always like to cry with their children, while some people give as much as the child wants, so which of these two reactions is better?
I remember when I was in high school, there was a classmate in the class, because it was far from home, he chose to live on campus, one day his mother rode a bicycle to see him, this classmate reached out to his mother for 5,000 yuan of pocket money. This number was really very large in that environment at that time, so my mother immediately refused to say, "Why do you want so much money, don't you have all the food and clothing you live in?"
As a result, the classmates were very aggrieved and said, "My clothes have been worn for several years, I want to buy a new one, I also want to buy a pair of sneakers, and usually other students always buy food to eat, I also want to buy something", listening to him say so, his mother immediately raised his voice to retort, "What new clothes to wear, every day at school and do not go out, school uniforms are not enough for you to wear, others buy things you have to buy ah, others take the first exam, you don't take the exam, no money." After saying that, he tucked his things into the arms of his classmates, turned around and left.
In fact, that classmate is usually really very frugal, and he studies very hard, and I think he must have had enough courage to open his mouth that time. Unfortunately, his mother did not agree to him in the end, and even refused to give a good explanation. In this way, this classmate wore old clothes and shoes for three years in high school, and when he finally entered the university, he filled out a volunteer far away from home, and stayed there after graduating from college. I only came back to see my parents once in a few years, and my relationship with my parents was very cold and distant.
Another classmate in our class is very happy, although the family is very poor, but the parents are afraid of wronging him, every time they give pocket money, they give a lot. The husband and wife save money every day and spend all the money in the family on the children. As a result, this classmate spent money very generously, not only bought himself a lot of fashionable clothes, but also often bought things for others to eat, and thus made a lot of "good friends", often "mixed" with people in society. Now this classmate is in his thirties, still at home, no job, no friends, waiting for his parents to earn money to support him every day.
I have to say that parents giving their children pocket money is really a university question, and it will even affect the child's life. Salad, the author of "Special Heart and Special Love", once said that the way and attitude of parents to give their children pocket money is actually the financial and business education for their children. And her children, from a young age, need to "earn" their own pocket money.
When the child asks her for pocket money, she will not pretend to be generous or cry poor, but will clearly let the child explain the purpose and use of the pocket money, and then respond to the child according to the specific situation. It is precisely because of this that Salad's three children are very "money-making" when they grow up, both sons are multi-millionaires, and the only daughter has become a diplomat.
As a parent, it is extremely important to do a good job in the "financial and business education" of the child from an early age, just as written in the best-selling book "Be friends with money from childhood", a child can only deal with money from primary school, so that when they grow up, they will not suffer losses because of the low "financial quotient"
In life, we often see some people, especially generous to themselves, but to others are particularly searched, this kind of person will often because of the low "financial quotient" and lead others to respect him and stay away, the result is that their own life is "lost and helpless", and then lost with happiness and success.
There are also some people who are very generous, spending money is always generous, as if they have no concept of money at all, in fact, such people are also low in "financial quotient", and it is difficult for such people to have a good time when they grow up, because they do not know how to cherish, even if they have money, they will soon squander it. Even tired family and friends.
And the lack of money concept, "financial quotient" people will become aimless for life, always take one step at a time, the result is that life will slowly open up the gap with others.
All in all, financial quotient not only affects a person's fortune, but also affects a person's worldview, values, and then affect their future direction, as a parent, if you want to cultivate your child's financial quotient, you can start from a young age, starting from giving your child pocket money. Specifically, the following 4 points can be achieved
Take the initiative to talk to your child about money
Many parents feel that the child is still young, and talking about money with the child will tarnish the purity of the child, so it can be said that "talking about money is discolored", in fact, it is not a bad thing to talk about money with the child, after all, money is something that we have to contact every day, so let the child know money earlier, and it will be natural
As a parent, we must learn to talk to our children about money, tell children that money is a necessary thing in our lives, and that taking money can be exchanged for a lot of things we want, and at the same time, we must let children understand that if a person wants to have money, he must work hard and get money through the right way.
Allow the child to manage the money
In life, when a child enters primary school, parents will basically give their children some pocket money, plus the child will also have pressure money every New Year. Therefore, as a parent, you must learn to let the child manage it by himself, respect the child's rights, tell the child how to spend pocket money, how to dispose of the old money, and help the child learn to keep accounts. In this way, the child's financial quotient will be well improved.
Provide opportunities to make money for children
The reason why many children always like to spend money indiscriminately and lack the concept of money is actually because they do not know the hard work of making money, so parents want to cultivate their children's financial quotients, they must provide children with the opportunity to make money, so that they can obtain money through their own labor, so as to understand that money is not easy to come by, and know how to understand the hardships of parents.
Accompany your child to read related picture books
Reading picture books is a way of learning that many children like, for parents, if they do not know how to talk to their children about money, they can guide their children by reading picture books with their children. This set of "Children's Financial And Business Enlightenment Picture Books", published by the very famous Pippi Shrimp in the children's book publishing industry, is very popular in the north, and is a set of very practical and suitable for children to read the "financial business" education picture book
A full set of books from the origin of money, the use of money, how to make money, how to use money and other different angles to improve children's financial quotient, including "what money can be used for", "where does money come from", "I will use money to buy things", "when is money appeared", "how to make the money in my hands increase in value", "become a useful person", "learn to save and save", "learn to care and share", "get wealth through the right way" and a total of 10 books, rich in content and comprehensive in perspective, The combination of graphics and text is also very suitable for children to read.
After reading "Learning to Care and Share" in this set of books, my daughter also used her own pressure money to buy a gift for me and the child's father. The effect is very good.
So, if your family also has children of the right age, remember to place a single set of "Children's Finance and Business Enlightenment Picture Book" Oh, now order Baidu small shop also has discounts, 10 books as long as 49 yuan, really worth it! Well, that's it for today, see you next time.
All 10 books of children's financial and business cultivation picture books 2-12 years old let children not spend money cheats QT ¥69 purchase