In many situations of everyday life, there are two things that are often exposed to: your smartphone and your bank card.
But when your phone touches your card, does it cause damage to the magnetic stripes and chips on the card? The concise scientific guide asked banking experts.
Can a smartphone damage a bank card?
Smartphones will not damage the bank card. At the very least, banking experts say that "neither existing nor future wireless connections, such as 5G and WIFI, will affect bank cards or chips in any way." ”
Will the magnet in the phone break the magnetic stripe?
If the mobile phone signal does not damage the magnetic stripe on the bank card, can the magnet in the mobile phone do it? As we all know, accessories such as speakers, vibrators, magnetic charging coils and other accessories in mobile phones contain magnets. However, these usually do not affect the magnetic stripe on the card.
"Because cards common to the banking industry can withstand ten times more magnetic effects than mobile phone magnets." Banking experts made it clear. Moreover, the magnet in the mobile phone is too small to cause problems with the magnetic stripe of the bank card. With the renewal of ATM devices, more and more bank cards began to have chips built in, and the magnetic field had little impact on the chips.
Instead of worrying about your phone, you should pay more attention to these
In general, bank cards can withstand a lot of external injuries. For example, the chip on the card is heat-resistant, waterproof, and magnetically resistant. Cards and chips can even withstand slight bending, such as when you put your card in your back pocket. However, consumers should prevent the chip on the card from being damaged by sharp or sharp objects such as keys, and should avoid excessive folding and bending of the card to avoid deformation or even breaking of the card.