Rational consumption
Stay away from scams
"Studying Party History and Practicing the Original Intention, I Do Practical Things for the Masses and Promote the Construction of Safe Guangxi"
Themed volunteer service into campus activities
"Students,
The content of today's lesson has nothing to do with the textbook,
But it's closely related to our lives,
Content includes bank cards and credit card security, credit education,
Illegal 'campus loan' routines..."
A colorful financial literacy popularization and education activity
And so it began
In order to effectively enhance the students' awareness of financial risk prevention, increase the financial knowledge of young students, and enhance their self-protection ability, on the afternoon of October 15, the theme volunteer service of "Learning Party History and Practicing the Original Intention, I Do Practical Things for the Masses and Promote the Construction of Safe Guangxi" was held in the T4 Teaching Building of the Automobile College of the Guantang Campus of Liuzhou Vocational and Technical College.
More than 300 people attended the meeting, including Ran Fusong, chief accountant of Liuzhou Vocational and Technical College, Liang Qingjun, member of the party committee and deputy director of the Liuzhou Banking and Insurance Regulatory Bureau, Ma Chuncun, deputy secretary of the party committee and vice president of the Liuzhou Branch of the Agricultural Bank of China, the Secretary of the Youth League Committee of Liuzhou Financial League, Liuzhou Vocational and Technical College and the youth league committee of four financial institutions, young employee representatives and students.
ABC staff kindly answered questions for students on financial knowledge
Leader's speech review
Ran Fusong, Chief Accountant of Liuzhou Vocational and Technical College:
For college students, mastering certain financial knowledge is not only the need to improve the comprehensive quality and awareness of prevention, but also the need to adapt to the future society and their own development. Especially in recent years, college students' financial fraud cases occur frequently, campus loans have also repeatedly broken the news that huge loans cannot be repaid, these cases once again show that college students urgently need to popularize the concept, characteristics, types, and common means of financial fraud, so as to effectively prevent the risks caused by fraud, I hope that students can take this opportunity to seriously study, deeply understand, and apply what they have learned, and also expect banks to continue to carry out in-depth exchanges with the school and care for students to grow into talents.
Ma Chuncun, Deputy Secretary of the Party Committee and Vice President of the Liuzhou Branch of the Agricultural Bank of China:
Volunteer service is an important carrier for strengthening and promoting the construction of spiritual civilization and a vivid practice of vigorously carrying forward the core values of socialism. As a state-owned commercial bank, the Liuzhou Branch of the Agricultural Bank of China actively fulfills its social responsibilities and has a good tradition in volunteer service, organizing young people under its jurisdiction to send financial knowledge to campuses, factories, communities and markets every year. Especially since the nationwide "broken card" action was launched on October 10 last year, it has insisted on combining the opening of outlets and the expansion of the outside world, and effectively safeguarded the financial security and legitimate rights and interests of the broad masses of the people. I also hope that through the publicity of financial institutions, we will help you fully understand and understand the knowledge of financial aspects such as campus loans, telecommunications fraud, and the protection of their own rights and interests, and help everyone live a good university life!
Liang Qingjun, member of the Party Committee and deputy director of the Liuzhou Banking and Insurance Regulatory Bureau:
In recent years, some bad online lending platforms have adopted false publicity methods, lowered loan thresholds, concealed actual tariff standards and other means to induce students to over-consume, and even fall into the trap of "usury", seriously infringing on the legitimate rights and interests of students. In this regard, on the one hand, it is necessary for the Banking and Insurance Regulatory Commission, the Ministry of Education and relevant functional departments to severely crack down on and rectify illegal behavior; on the other hand, it is necessary to pay more attention to the education and guidance of students' reasonable consumption concept, increase the popularization of financial and network security knowledge, and enhance students' ability to identify and resist illegal financial business.
Financial knowledge into the campus Volunteer publicity I first
In recent years, college students have suffered losses due to online fraud from time to time, which has also caused a series of campus tragedies and extremely bad social impacts, which has become the focus of attention of all sectors of society. According to the survey, only 3.5% of students do not consider loans, and the loan arrears rate of college students is as high as 20%, and in the current "broken card" action, the proportion of young people selling personal or other people's information and selling personal bank cards continues to rise, which will have adverse effects and harms on students' future entry into society and basing themselves on society.
The participants listened carefully to the content of the lecture
It is not difficult to see that finance is the core of the modern economy, which is not only related to the survival and development of the country, but also increasingly closely related to the daily life of the masses. Especially in the current information age environment, everyone is more and more frequent and more in-depth with financial business, such as deposits and withdrawals, card consumption, loans, transfers, investments, currency exchanges, etc. The emergence of some new businesses and new platforms has greatly facilitated the lives of the masses, but at the same time increased many risks, which requires us to pay more attention, understand and master financial knowledge, so as to avoid risks and handle financial affairs scientifically and legally.
Tang Tian, representative of the Youth League Committee of the Liuzhou Branch of the Agricultural Bank of China, explained the financial knowledge on the purchase and sale of bank cards and the safe use of credit cards
Zhou Xiaozhi, a representative of the Liuzhou Rural Credit Cooperative Society Committee, explained the financial knowledge of credit reporting
In order to make this propaganda activity close to the audience, both professional depth and in line with the actual situation of the campus, the Liuzhou Branch of the Agricultural Bank of China, Liuzhou Bank, the Liuzhou Branch of the Beibu Gulf Bank, and the Liuzhou Municipal Association actively supported, repeatedly considered the candidates for lecturers and the entry point of the propaganda, in addition to distributing publicity materials and answering questions and answering questions and financial knowledge for students, but also popularized the hot issues of common concern of the student group at this stage, such as bank card and credit card security, credit education, and illegal campus loan routine analysis, which are both policy requirements and real cases. The enthusiasm of students was also mobilized through the prize Q&A, so that the entire publicity activity was successfully concluded in a lively and interesting atmosphere. The students present said that the theme publicity activities were novel in form and rich in content, entertaining and educational, and benefited a lot, which greatly enhanced their awareness of the prevention of illegal financial activities and financial risks.
Chen Wenzhang, a representative of the Youth League Committee of Liuzhou Bank, explained how to effectively prevent capital traps
Su Zhiyuan, representative of the Youth League Committee of Guangxi Beibu Gulf Bank Liuzhou Branch, explained the routine of "campus loan"
The prize Q&A session attracted enthusiastic participation from students
The event was hosted by Liuzhou Vocational and Technical College, Liuzhou Banking and Insurance Regulatory Branch, Liuzhou Branch of Agricultural Bank of China, Liuzhou Financial League Working Committee, Liuzhou Vocational and Technical College Youth League Committee, Agricultural Bank of China Liuzhou Branch Youth League Committee, Liuzhou Bank Youth League Committee, Guangxi Beibu Gulf Bank Liuzhou Branch Youth League Committee, Liuzhou Urban Rural Credit Cooperation Union Committee.
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Photo: Li Wenbin
Editor: Tan Zhiying
Review: Tan Yanbin