As a lawyer, especially in the scope of civil litigation, debt dispute cases are often encountered. Whether it is interviewing the case with the parties or answering everyone's questions online, they will tell everyone that for cases where money is owed and not repaid, if you want to sue, you must be early. But many people will say that the statute of limitations for IOUs is 3 years anyway, and I can't fight a lawsuit again in two years?
Private lending dispute lawyers will suggest that as long as the evidence is complete, in the case that the other party really cannot negotiate, it must be sued as soon as possible. Many people will say, "Your lawyers can't stop letting the parties fight lawsuits, but they can't guarantee the outcome, and the lawsuits are expensive and laborious, and you want to deceive me into filing a lawsuit with this article."
Why did you say it again today?
Because today, when I filed a case for a party, I expressed this feeling with him again - the prosecution should be early.
This party has wanted to sue for a long time, that is, various reasons and intolerance have been delayed until now. The amount of his claim is still quite large, and according to his loan contract, he can ask the other party for interest.
Now the interest on the private lending IOU that the court can support is not fixed, if he sued 2 years ago, for every 100,000 yuan, the maximum interest he could get was 24,000 yuan. Even if you sue 1 month ago, you can get up to 15,400 yuan of interest for every 100,000 yuan. And now, he couldn't even get that number.
The reason is that two years ago, the maximum interest rate supported by the law was 24% per annum, which has dropped to 15.4% per annum since August 2020 and 14.8% per annum since last month. Although from 15.4% to 14.8% is not much less, but can not withstand his total amount of ah, so that there is a lot of money.
That's where we get our emotions.
Many times, the consequence of our hesitation is that money is lost. We don't look at other factors, just from the aspect of interest, if you want to fight a lawsuit, you have to fight it early, anyway, sooner or later, why do you have to wait until the money depreciates, and the interest is lost before you act?
Early play is also assured, money can also be returned early is not.
Now it seems that the truth that time is money is absolutely true in any field, and facts tell us that we must sue early, and in the case of the existing legal provisions, try not to delay the prosecution, because you never know what kind of changes will occur tomorrow.
High cost of litigation? The magic weapon advances money online to fight a lawsuit, and only when it wins the lawsuit is charged
You consulted a lawyer for a high fee. If you don't have the money to pay your lawyer's fees or feel at risk, you can apply for an advance lawsuit online with Fabao.
You submit the case materials first, we use legal big data to cooperate with the professional lawyer team to analyze the case, if the prejudged case can be won, but also the payment can be executed, the advance litigation process will be started immediately, our lawyers will start to file a case preservation, you do not have to pay the lawyer's fees and the court's litigation fees, we will advance all the litigation costs until the lawsuit is won and the payment is executed. We only charge a fee after the lawsuit is won and the payment is collected. If you lose the case or fail to successfully enforce the payment collection, you will not be liable for any costs.
With the advanced litigation model of filing a lawsuit first and then charging a fee, you can fight a lawsuit at zero cost and zero risk.