The paper is short and long, and the Shaoxing Branch of the Agricultural Development Bank of China received two thank-you letters

Recently, the Shaoxing Branch of the Agricultural Development Bank of China received letters of thanks from the people's governments of Yuecheng District and Shangyu District of Shaoxing City, expressing gratitude for the bank's support in the construction of key projects, important people's livelihood guarantees, and the promotion of major matters. The Shangyu District Government specifically mentioned in the letter that in the face of the sudden outbreak of new crown pneumonia, the Shaoxing Branch of the Agricultural Development Bank of China led the Shangyu Branch under its jurisdiction to take the initiative to fully guarantee credit support, and established a good reputation in the government, enterprises and society.

In 2021, the Shaoxing Branch of the Agricultural Development Bank of China will actively play the role of policy-oriented finance in "being the leader, making up for shortcomings, and counter-cyclical", and provide credit support in major project construction and rural revitalization around the overall development of the city. In the whole year, 6.413 billion yuan of various types of loans were accumulated, 874 million yuan more than the same period last year, the balance of various loans at the end of the year was 21.132 billion yuan, and the zero balance of non-performing loans provided a solid and powerful financial guarantee for the "14th Five-Year Plan" and the construction of the urban model of the Gongfu Demonstration Zone.

The Bank's credit-backed Hsin Chong Industrial Park

Serve the country's major strategies and fully support common prosperity. The bank anchored the goal of common prosperity, took the opportunity of signing a strategic cooperation agreement with the Shaoxing Municipal Government, and made every effort to display the scenery of Shaoxing Agricultural Development in the "important window". Held a special counseling meeting to support the design of the construction project of gongfu district, and went to key enterprises to publicize the point-to-point policy-based financial differentiated credit policy. Do a good job of "five persistence", big work, fast work, hard work, docking more than 40 key customers, melting hearts and minds, customizing financial products and services for customers, successfully approved the province's first Shengzhou Sanxi Reservoir 650 million yuan major project pre-loan, and the first release of 200 million yuan, to promote the "14th Five-Year Plan" major projects as soon as possible to start, as soon as possible to achieve results; invest 600 million yuan to support the soap Li Lake block urban renewal project, in the lake and mountains to let the masses enjoy the results of common prosperity; provincial, municipal and county three-level linkage, Successfully docked with the Three Gorges Group to be approved as the first major water conservancy project in the local area using PPP financing model.

Focus on the key areas of "three rural areas" and vigorously support rural revitalization. Firmly serve the goal of serving the financial pioneers of rural revitalization, and comprehensively promote rural revitalization around the key areas and weak links of supporting the "three rural areas". Give play to the role of the main channel for the supply of grain purchase funds, and throughout the year, a total of 1.112 billion yuan of grain, cotton and oil loans were released, supporting 866,800 tons of grain into storage, an increase of 141,600 tons year-on-year, and the grain and oil market share increased by 8.68 percentage points year-on-year to 40.13%. Focusing on industrial poverty alleviation, with the help of the East-West Poverty Alleviation Cooperation, "Ten Thousand Enterprises And Ten Thousand Villages" and other ways, an effective path of policy-oriented financial assistance and revitalization has been explored, and a total of 40 enterprises have been included in the "Ten Thousand Enterprises Helping Ten Thousand Villages" ledger of the Federation of Industry and Commerce, involving a loan amount of 7.553 billion yuan. Give play to the role of bridges, raise 30,400 yuan of help and learning funds for designated counties, 500,900 yuan of targeted support funds for planting fields, and help sell 8,904,900 yuan of characteristic agricultural products, which strengthens the effectiveness of assistance and promotes common prosperity. With the effective service of local demand as the docking point, we fully support key areas of people's livelihood such as water conservancy projects, rural human settlements, and urban-rural integration, and have invested a total of 3.903 billion yuan in medium- and long-term infrastructure loans throughout the year, of which 2.117 billion yuan were invested in the Yangtze River Protection Loan, 2.446 billion yuan in urban-rural integration loans, and 52 projects were supported, accurately making up for the shortcomings in the field of rural people's livelihood.

Actively practice inclusive finance and focus on supporting the real economy. The Shaoxing Branch of the Agricultural Development Bank of China actively strengthened the financial support of "six stability" and "six guarantees" and promoted the "incremental expansion, quality improvement and cost reduction" of inclusive financial business. In the face of a new round of epidemics that suddenly broke out at the end of the year, the units undertaking anti-epidemic tasks were docked at the first time, and the emergency funding needs for epidemic prevention and control were sorted out point-to-point. Through remote investigation, simplified processes, tolerance of shortages and other emergency channels, loan schemes are designed according to local conditions, and the quality and efficiency of emergency loans are improved. Within a week, an emergency loan of 1.816 billion yuan was approved, and the first anti-epidemic emergency loan was released from docking to less than 48 hours, supporting various key tasks such as the supply of daily necessities in Shangyu during the epidemic at the best interest rate and the fastest speed. Increase the support of small and medium-sized enterprises, promote the accurate and direct policy of favoring enterprises, inclusive small and micro enterprise loans on the basis of the normal implementation of interest rates in the first year of preferential 50BP and 100BP, the whole year to support 8 small and micro enterprises without repayment, the amount of 49.3 million yuan, the balance of inclusive small and micro loans at the end of the year 97.6 million yuan, a net increase of 30.6 million yuan year-on-year, benefiting 15 enterprises, the first year of preferential concessions of 21.5476 million yuan, for enterprises to share the premium of 83,600 yuan, effectively reduce the comprehensive financing costs of small and micro enterprises.

In the next step, the Shaoxing Branch of the Agricultural Development Bank of China will further carry out all-round, multi-angle and in-depth cooperation with the local government to provide more professional, more comprehensive and more valuable comprehensive financial services for Shaoxing's economic and social development and rural revitalization, and work together to write a new chapter in the construction of a modern and commonly prosperous and beautiful society. (Xie Wei)