Recently, everyone should have heard that from March 1, 2022, everyone needs to check their identity and verify the source and use of funds when they deposit and withdraw more than 50,000 yuan from the bank - then there is no doubt that retirees will also be affected, and the scope of impact and crowd of this round of new bank regulations is very wide, so what impact will ordinary retirees have on their pensions? Is registration and auditing complicated? Do I need to provide any additional supporting information and materials? What to watch out for? After investigation, there are four key points that are closely related to the pension access of retirees, let's take a look at it together.
1) Note: If the pension accumulation of retirees exceeds 50,000 yuan, when saving money and withdrawing money, you do not have to provide additional proof, nor do you have to show additional information such as pension arrival SMS
Everyone pay attention to the pension issued by the social security institution, if you put it in the card for a long time, the amount accumulated more than 50,000 yuan, even if you go to withdraw money after March 1st, as long as it is a legitimate pension, it is not necessary to provide additional proof, you only need to register simply in accordance with the regulations, truthfully write the true source on the line, the registration is generally relatively simple, there is currently no provision that retirees must provide retirement procedures certificate, show the arrival SMS or "retirement certificate", everyone can rest assured.
Of course, if you keep a lot of SMS records of pension arrivals, it will be better to keep a backup, and in general, the pension from the right source will not be reviewed so carefully - unless your source of funds is doubtful, of course, most people do not have the standard of 50,000 yuan in amounts, so saving and withdrawing money after March 1 is also very smooth and unaffected.
2) Second, after March 1, retirees' pensions can better prevent them from being stolen or stolen by their children
Pension accumulation in social security cards or bank cards, passbooks, if you encounter old and wayward young people or more selfish children, you may steal the pension of parents or grandparents, for example, there have been global network reports before, only 18-year-old granddaughter secretly took away the grandmother's 280,000 pension incident, causing serious damage to the interests and physical and mental health of the elderly (as follows);
Then, after March 1, 2022, this loophole can be plugged, because if there are young people or other juniors who try to steal money from pension accounts and withdraw large amounts of cash, then when the bank verifies the identity and registration source, it is likely that the withdrawal person will not match the identity information of the pension recipient, and then the bank will stop the illegal behavior, thereby protecting the interests of retirees.
3) The third point, the new regulations on bank deposits and withdrawals in March can effectively protect the pensions of retirees from being scammed!
Many retirees are old, after getting old, they always want to do some business and fight again, so many people participate in some investments or buy some fake health care products, apartments or courses for the elderly, and when they are old, their judgment declines, and it is easy to be deceived - after the implementation of the new regulations, if retirees withdraw large amounts of cash, the bank will have to register the use of funds, if the bank finds that the identity of the payee is doubtful, it may stop the occurrence of the scam in time, so as to save the life-saving money of the elderly, such as before there were reports. An old man in Hunan was defrauded of 170,000 pensions by illegal pension scammers, and then jumped into the river to seek short-sighted tragedy, so the new regulations in March gave the pension life-saving money of the majority of the elderly more of a protective barrier.
4) The new bank regulations in March will prompt more elderly people to learn to use online pension inquiries and electronic payments, but they will not completely stop the use of cash, and retirees can rest assured
In January last month, the Tianjin Social Security Center issued an official reminder - to remind the retired elderly, because of the epidemic, try to avoid queuing up to withdraw money offline, which is also considering the safety of retirees, and then recently there are Liaoning Revitalization Bank and Beijing Zhongguancun Bank from March 1 and April 1 of this year respectively began to stop cash withdrawal business, these are from the side of the side, cashless or "less cash society" will accelerate the arrival, digital yuan will become more and more popular, which also reminds retirees, It is best to learn the electronic inquiry and online payment of mobile phones as soon as possible, and life will be much more convenient.
However, due to the existence of the elderly, it is impossible for all banks to completely stop cash withdrawals, and the general retiree pension of a few thousand yuan will not have any inconvenience, and everyone can rest assured.
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