In recent years, more and more post-80s and post-90s have taken over the burden on the shoulders of post-70s and become leaders in many industries. Most post-70s are facing retirement, so how much do post-70s people who have worked for most of their lives have saved? What are the criteria for assessing the rich after the 70s? You know, most of the post-70s are now old and young, the economic pressure is large, and the standard for assessing how much deposit is needed to consider many factors.
The first post-70s generation is about to retire
Since 2020, the oldest post-70s generation has been in their 50s and is about to retire. However, most of the parents of the post-70s crowd are now in their 70s, and usually have two children who are studying. Although today's post-70s are facing retirement, the burden on their shoulders is very heavy, and it is basically impossible for most post-70s people to enjoy retirement. Because most of the post-70s education is not high, most of them are primary or junior high school education, and the work they are engaged in is also a relatively low-wage labor work, and being a coolie at the construction site is the true portrayal of most of the post-70s. Only a very small number of people have become well-known entrepreneurs, engineers, teachers, etc. However, the composition of its family structure is roughly the same, although the occupations are different, and there are differences in salaries and benefits, but the sources of pressure for the post-70s population are not much different, and the types of household expenses are mostly the same.
How much money is there to have
So how much is the post-70s savings today? According to rough statistics, in most second- and third-tier cities, the deposits after the 70s are less than 100,000 yuan, because most of the post-70s annual income level is not high, coupled with the high cost of family expenses, it is necessary to pay for the cost of children's schooling and the maintenance of the elderly. You should know that if you want to ensure that a child's college expenses for four years, at least 200,000 yuan is needed, if it is a boy, after graduation, you also need to support him to buy a house and a car, and prepare for marriage later, the cost is very large.
At the same time, the alimony of the four elderly people is also quite high, if there is no special situation, it will cost about 10,000 yuan per year, if the elderly also suffer from some chronic diseases, such as hypertension, diabetes, etc., then the usual treatment cost is far greater than this number. However, most of the monthly income of the post-70s is about 10,000 yuan, and if there is a net income of 10,000 yuan a year, it must be in a very idealized situation to exist.
Does anyone meet the criteria?
Of course, the above is only for some of the post-70s families in second- and third-tier cities, if they work in more developed cities, then the wage income will be relatively higher, and the deposit is about 200,000. These are just estimates of the average post-70s family's savings, if the post-70s education is higher, then the salary of the job is naturally better, then the deposit is in the right of 500,000, or even higher. So what is the criterion for defining whether the post-70s crowd is rich or not? And how many people can meet the standard? In fact, these do not have a unified standard, in fact, most of the post-70s believe that as long as their families can operate normally, the family is harmonious and happy, and the family is healthy and healthy. As the saying goes, "people are more popular than dead", everyone's definition of rich people is different, the pursuit of happiness is also different, therefore, we do not have to be too anxious, focusing on the present, serious life is the best way to live.
With the passage of time, more and more post-70s will unload their burdens and welcome their retirement. After decades of hard work, the amount of savings can not measure the value of their lives, I hope that the post-70s generation will not be anxious, grasp the moment, and work hard. Everyone's pursuit is different, and only by facing everything they have now can they live a fuller life. There is no absolute standard for whether you have money or not, as long as you feel satisfied, it is actually enough.