Why are people who borrow money unwilling to pay it back? I believe that many people should be troubled by this problem, and you should keep these four points in mind before lending money to others. First, eighty percent of the people don't want to pay it back in the end. Second, ninety-nine percent of people, people who borrow money, will not pay it back on time. Third, when he borrowed your money, he himself did not think that he would become the one who did not want to pay it back.
Fourth, the money you borrow is basically going to go awry. Even though he was sincere when he borrowed money, even though you thought he was a very nice guy, then why is that? Next, let's analyze the truth behind this borrowing money, so that you can take a breath of cool air. There is a concept in psychology called the loss effect, and studies have found that the pain that everyone feels when they lose something is two and a half times greater than the pleasure they feel when they get that thing, that is, if you lose 1,000 yuan, then you pick up at least 2,500 dollars on the road to balance the injuries you have suffered, what about the loss effect?
It is the nature of people who borrow money for a long time, he will feel that the money is his own, so when it is necessary to return the money, they will feel that they have suffered a huge loss, psychologically speaking, they are very resistant to repaying money, so he does not have strong self-discipline to challenge this nature. But people will also borrow money at the beginning, and the hat seems to be because they can't manage themselves financially, which essentially means that it is a very indisciplined person. So we can come to the conclusion that making the person who borrowed the money pay back the money is equivalent to making an indisciplined person! Become disciplined. What is self-discipline? The essence of self-discipline is to kill a decadent self with your own hands, so this is a very difficult thing to do, right?
This is also the reason why many people in real life are reluctant to repay money when they borrow money. If you cherish your friend, then you better not have any financial dealings with him, especially do not lend him money, because the person who often borrows money will most likely not repay the money, and finally, have you found that those who always borrow money from you often can't help you when you really need help, and often, the people who will really lend you a helping hand are those who will not lend money to you, have you remembered?