Canada is known as an "immigrant paradise", what benefits can you enjoy when you immigrate to Canada?
1. Child welfare
Child benefits include: milk benefits, child care benefits, child care allowances, etc.
Canada Child Tax Benefit:
The Canada Child Tax Grant is a cooperative program between the federal and provincial/regional governments to subsidize the support of children under the age of 18 in low-income families.
Eligibility
The person applying for this benefit must live with the child and be a Resident of Canada under the tax system. Their identity must fall into one of the following categories:
(1) Canadian citizens
(2) Permanent residents of Canada (immigrants who have entered the country)
(3) Refugees under conventions under immigration legislation and regulations
(4) Short-term visa travelers who have resided in Canada for the past 18 months and still hold a valid visa for the 19th month.
The applicant must be the principal responsible person for the care and upbringing of the child, usually the mother of the child. However, in some cases, the applicant may be a father, grandparent or guardian.
When should I apply for the Canada Child Tax Grant?
If you are eligible, you should apply as early as possible, as soon as your child is born or when you begin to live with you. If you are a new immigrant or a resident returning to Canada, you should apply as soon as you arrive in Canada, as this benefit can only be refunded for the first 11 months of application. While it is possible that you may not be eligible based on your current household income, you should also fill out a form to apply, as the Department of Revenue recalculates your eligibility for the grant in July each year based on the information you file in your tax return. If your income changes and you qualify, you will receive a grant without having to apply for it.
2. Employment insurance
Employment insurance includes: general employment insurance, allowance for the care of critically ill relatives, pregnancy, childcare and illness allowance.
General Employment Insurance Benefits
（Employment Insurance: Regular Benefits 简称 EI）
Employment Insurance (EI) is a short-term income allowance given by the Canadian federal government to the unemployed to avoid financial difficulties caused by their sudden loss of work, and also to encourage the unemployed to return to work as soon as possible.
Employment insurance covers general employment insurance benefits, allowances for pregnancy, childcare, illness and care of critically ill relatives. The following is an introduction to the general employment insurance premium.
Eligibility for general employment insurance benefits
If the reason for your loss of employment is not due to your fault, you may receive unemployment benefits until you have found a new job, subject to the following conditions:
(1) Must apply to Service Canada
(2) You have contributed to the Employment Insurance Premium Scheme
(3) You have not had a job or income for at least seven consecutive days
(4) Meet the minimum working hours, the number of hours depends on the unemployment rate of the city where you live.
Allowance for caring for critically ill relatives
（Compassionate Care Benefits）
Effective 4 January 2004, the Canada Unemployment Insurance Premium has added this unemployment insurance benefit specifically for persons who need to care for critically ill relatives. To apply for this benefit, you must have a doctor prove that your relative is in significant threat to your life in the next 26 weeks and also requires the care and support of your loved one. Eligible persons can receive unemployment insurance benefits for up to 6 weeks within 26 weeks. This allowance may be shared by more than one relative, but all relatives cannot be entitled to insurance benefits for more than 6 weeks combined for a period of 26 weeks.
Pregnancy, childcare and illness benefits
（Maternity，Parental and Sickness Benefits）
Pregnancy and childcare allowance
If you are pregnant, have a child, have just adopted a child or are unable to work to care for a newborn baby, you may be eligible for pregnancy and childcare allowance.
Pregnancy allowance is paid only to the biological mother for a maximum of fifteen weeks and for a period of time before and after the birth of the child. Parental allowance is given to a child's biological or adoptive parents for a maximum of thirty-five weeks. Biological mothers can apply for both pregnancy and childcare allowances.
If a pregnant woman is required to apply for illness allowance first and then for pregnancy and childcare allowance, the sum of the three allowances can be up to sixty-five weeks. However, if there is a general unemployment insurance benefit during the period, the benefit may be paid for a total of only fifty weeks.
Pregnancy allowance
Pregnant mothers can start receiving pregnancy benefits up to eight weeks before they are due to give birth, and applicants must wait for two weeks before they can start receiving benefits. As a result, pregnant mothers may take maternity leave up to ten weeks before their due date and then immediately apply for pregnancy benefits from the Employment Insurance Office of the Canadian Service. When applying for pregnancy allowance, the biological mother may apply for the parental allowance at the same time.
Pregnancy allowance is only available for a maximum of fifteen weeks, but ceases to be paid at seventeen weeks after the baby is born. If the infant is hospitalized for health problems, the period of seventeen weeks may be extended until the infant is discharged home, but not longer than fifty-two weeks after the baby is born. In any case, the pregnancy allowance is limited to a maximum of fifteen weeks.
Childcare allowance
The biological or adoptive parents of an infant may receive a childcare allowance of up to thirty-five weeks, enabling them to remain at home to care for the newborn or adopted child. This allowance may be received by the mother or father alone or shared by both parents. As long as one party has accepted a two-week waiting period, the other party is not required to comply with this condition. If the mother has already passed a two-week waiting period at the time of receiving the pregnancy allowance, the two-week waiting period is not required at the time of receiving the childcare allowance.
Parental allowances may be paid up to the date of birth of the infant or the day on which the adopted child returns home, and the benefit for these thirty-five weeks may not exceed the fifty-two weeks after their birth or return home.
Sickness allowance
Sickness benefit is to help employees who are unable to work due to illness, injury or quarantine to solve their financial difficulties. The sickness benefit is entitled to a maximum of fifteen weeks, provided that you have worked for 600 hours in the past fifty-two weeks or since the last employment insurance benefit was received. You can receive sickness allowance, pregnancy allowance and childcare allowance for up to 65 weeks in the same allowance period.
To apply for sick benefits, you must provide a doctor's certificate proving that you are sick and that you need time to recover.
3. Welfare benefits
Benefits refer to long-term unemployment benefits (Social Assistance).
Long-term unemployment benefits, also known as welfare:
It is for those who need it but do not meet the conditions for other benefits to pay for food, housing, fuel (gasoline and gas), clothing and medicine. Specific regulations and the amount of funding vary from region to region. A number of re-employment training programs are also available.
Working Family Supplement:
The Low-Income Family Allowance is a subsidy scheme for low-income families with children who are both working and are low-income. The specific application and subsidy amount are determined by the federal tax office of the government according to the amount of tax income reported by the couple in the current year.
4. Pension
The Canadian Pension Scheme began in 1966. It was established to ensure that a contributor does not find himself or his family in financial difficulty when he retires in old age, or when he or she becomes incapacitated or dies of disability. This is a collection of contributions made by employees, employers, self-employed persons and income invested by the Canada Pension Scheme Investment Fund. It is practised in all canadian provinces except Quebec.
The Canadian Pension Plan includes the following benefits:
(1) General pension: monthly to retirees aged 60 or above.
(2) Disability allowance: monthly payment to disabled persons under the age of 65 and their dependent children.
(3) Survivor's allowance: includes a one-time death benefit and a subsequent monthly allowance for the living spouse or common-law partner and dependent children.
When you receive a Canadian pension, you can share your contribution or pension sharing with your spouse or common-law partner (who has lived together for at least one year).
5. Pension
The source of pension is the state tax, including old-age allowance, guaranteed income allowance, spouse allowance, will allowance and other aspects. The beneficiaries of the pension are all nationals, but two conditions are met:
(1) Be at least 65 years old;
(2) Have lived in Canada for more than 10 years after the age of 18.
The standard for this amount varies from person to person. The Guaranteed Income Allowance, as the name suggests, is a targeted insurance for a subset of low-income elderly people. Those with no or little income can apply for the Basic Guaranteed Income Subsidy (GIS). Spouses of low-income or deceased recipients of the benefit can apply for spousal allowance (SPA). According to the December 1997 standard, $482 per month for singles and $314 per month for spouses. The spouse allowance is for persons between the ages of 60 and 64 who are not entitled to the old-age security benefit and for widowed elderly persons between the ages of 60 and 64 who are widowed. About 100,000 people currently benefit from this grant.
6. Disability pension
Disability pension refers to Worker's Compensation.
If you are injured at work or have a disease that you suspect is caused by work, you may be exposed to the issue of workers' compensation.
In B.C., most employers are required to register with the Workers' Compensation Board, and employers are required to pay a certain percentage of the annual fees to the Workers' Compensation Board, as required by different industries. Most employees, whether their work is full-time, part-time, contracted, temporary or they are themselves holders of the company, are insured under the Labour Compensation Ordinance.