For many, the United States is a seductive country with endless wealth and opportunities, comfortable residences, large green courtyards and large swimming pools... In the comparison of immigration inflows in recent years, the United States has become the country with the largest inflow of immigrants from various countries.
Among all the immigrants flowing into the United States, China's rich occupy a huge proportion, according to statistics, in 2018 alone, as many as 15,000 Chinese billionaires immigrated to the United States, and at the same time, more than a trillion yuan of wealth was brought to the United States. What is so magical about the United States that it can attract so many people to immigrate first?
The United States provides considerable treatment for the children of immigrants, which is undoubtedly the biggest temptation for the contemporary parents who want to become Jackie Chan. Permanent residents who receive a green card in the United States can enjoy the same school education and large tuition reductions as local students, and the tuition fees for local students are only one-third of that of international students.
Moreover, it is easier to enter prestigious universities for further study than international students. After graduation, the children of immigrants have plenty of time to interview and find jobs, and international students who do not receive OPT within 60 days of graduation need to leave the United States.
The United States has a relatively complete social welfare security system, whether rich or poor, in the United States can get a certain degree of social security support. From birth, various insurance benefits for life, work and study have been with every American, and even after retirement, there are various insurance and benefits.
These benefits enhance the sense of security of the poor and the rich, and are therefore quite attractive to immigrants. In this way, the United States, which has so many advantages, seems to be called "paradise on earth" by immigrants. But is the United States really so friendly to immigrants?
You know, another title for the United States is "super bankrupt country." This title is not an empty name, let alone a black name fabricated by the opposition in the United States, but a true portrayal of the current situation in the United States. Back in Obama's tenure, the State of the Union addressed the weight of U.S. health bills, with bankruptcy filings filed every few seconds over medical expenses.
Later, CNBC reported that the various costs incurred by the medical industry in the United States add up to cause 2 million people to go bankrupt in a year. As a life-saving industry, why does the healthcare industry have such a serious impact on so many Americans? Could it be that the medical conditions in the United States are too low?
After all, the United States is a big country in science and technology, and medical technology will not be worse, in fact, the main reason is that the cost of medical treatment in the United States is too high, and the scope of medical insurance coverage is very limited. In the process of seeing a doctor, the various expenses are constantly superimposed, and eventually accumulated into a huge debt that cannot be repaid.
Even if it is only a sudden appendicitis hanging an emergency, Americans do not dare to call an ambulance easily, because the travel fee, service fee, rescue fee, waiting fee, etc. that need to call an ambulance are even far more than the cost of removing the appendix...
Such an unreasonable medical system has led to more than half of the year for American families to pay off medical bills, and families with lower wages or unstable financial resources are naturally vulnerable to bankruptcy.
Of course, the United States alone will not be called a "super bankrupt country" based on medical bills, and another important factor that causes Americans to go bankrupt is their different consumption concepts from other countries. Chinese like to save, while Americans like to spend, even overspend.
What we often call the "MoonlightErs" make up most of the U.S., spending ahead of time every month, living extravagant lives that cause them to make ends meet and eventually go bankrupt due to growing debts. Even higher-income households have few savings. Why do Americans develop this concept of consumption that does not save money and only spends money?
Part of the reason is that the United States, after its founding, has always adhered to the concept of capitalist society, has not experienced much political change, and the long-term stability of economic conditions has made most residents lack a sense of crisis in their personal economy, so much so that some people describe the United States as a country where "as soon as the sun rises, people start shopping".
On the other hand, the U.S. insurance system has a wide coverage, providing a respite for bankrupt debtors, so Americans willfully squander even if they don't have much savings, and then apply for bankruptcy protection, slowly repaying their debts under relatively little pressure.
This model of high consumption and high debt is too common in American society and has become a habitual way of life, which is what we often call the "moonlight family" consumption concept.
Bankruptcy due to high medical expenses, or bankruptcy because of too much willful spending, can be said to be the ultimate destination of more than half of the residents of the United States. Although the United States has a sound security system, can Americans after bankruptcy really easily pay off their debts and continue to live a luxurious life?
Of course not. Although there is a security system, citizens who apply for bankruptcy protection are also restricted in their lives. During the repayment period, they cannot consume as much as before, and their lifestyle is depressed and monotonous; after paying off their debts, they cannot continue to enjoy a credit life in the short term because their credit has been affected to a certain extent.
At present, on the surface, the US economy is still quite prosperous, but in fact, due to the excessive consumption of Americans under the security system for a long time, the US fiscal balance is gradually out of balance, and fiscal deficits appear from time to time. Excessive government spending and a prolonged sub-healthy state of the economy have led to a social trend towards economic weakness, and foreign debt has exhausted the government.
In this way, the welfare benefits of American citizens will only become lower and lower, the debt will naturally rise, and americans who cannot repay their debts will fall into a dilemma after losing enough social assistance. At that point, the entire American society will be mired in the balance of payments, and the decline in the stock market and other high losses will be inevitable.
Immigrating to the United States is like a double-edged sword, enjoying the education and welfare benefits of its prestigious schools, while high medical bills and unadaptable "moonlight" consumption methods will also overwhelm immigrants.
Pros and cons coexist, people of different identities have their own different biases and judgments, some people still desire to immigrate to become American citizens, and some people hope to save money in a down-to-earth manner and struggle in China. What do you think?