The "Traffic Management Bureau" sent a text message saying that the ETC of the vehicle is about to expire, and it is necessary to log in to the website to update the information, this website looks decent, let you enter the bank card number, password, at this time the owner can pay attention.
Recently, the Chongqing Wanzhou police "anti-fraud early warning platform" has received early warning information about ETC fraud, and some people have also come to consult, saying that they have received business reminder text messages about ETC from "China ETC" and "Traffic Management Bureau", which contain unknown web link and suspected fraudulent TEXT messages. Subsequently, the police launched an investigation.
"Realistic" SMS hides ETC scams
Huang Mou, a car owner in Luotian, Wanzhou, received a text message from the Traffic Management Bureau on his mobile phone, saying that his ETC account would expire the next day and that the relevant information must be updated immediately, otherwise it would affect the trip. Because Huang Mou usually uses ETC, worried that it will affect travel after the failure, so there is no doubt about this information, so he clicked on the link attached to the text message and entered a website called "China ETC Online Certification Center". Because the website interface is "very formal", Huang relaxed his vigilance, according to the requirements of the page first enter the license plate number, click to enter the verification, and then the system displays "your current ETC card is abnormal, please bind the bank card or credit card to re-sign the contract fast pass", and then, Huang mou and step by step according to the requirements, successively enter their ETC binding deduction bank account, transaction password, account balance, mobile phone number and submit.
Soon, Huang received a verification code from the other party, and according to the prompts on the web page, he could wait for the ban to be unblocked after entering the verification code.
"Fortunately, at that time, a thought suddenly flashed in my mind, these operations are very similar to the wire fraud advertised by the police in normal times, will it be catty?" For the sake of prudence, Huang immediately went to the Luotian police station in the jurisdiction to consult the police.
"What you receive is an ETC scam text message, a typical ETC scam." When the police officer Zhang Yiwen clearly informed Huang that this was fraud, and explained the fraud trick to him in detail, Huang was immediately glad for his "wise" decision at a critical moment, avoiding losing tens of thousands of yuan in his bank card in the next few minutes.
The police reveal the ETC scam trick
"This kind of scam is very confusing, and the scammers make a platform with a high degree of similarity to the official website, pretend to be a regular ETC channel platform, and then attach the illegal link, making it difficult for the owner to distinguish between true and false, and tricking the owner into falling into the trap step by step." Zhang Yiwen said that according to the police investigation, in addition to the fake "ETC Center", the scammers will also use the "high-speed management center" and "vehicle management center" to send "phishing" text messages to the majority of car owners to obtain the trust of the owners, and the content of the text messages is various, such as "ETC expired authentication, system upgrades, invalid activation, card is deactivated, and the card is frozen", the purpose is to trick the victims into clicking on the "phishing link" in the text message. At present, including Sichuan, Chongqing, Shanghai, Anhui and other places in the country, there are car owners who have been deceived.
According to the police, although these pages contain multiple sections, no matter which one the owner clicks, the secondary page entered must fill in various important real information. When the scammer gets the victim's "ID card number, bank card number, payment password" three real information, the scammer has obtained the victim's withdrawal information.
"But these scam tricks are always different, and the most important thing is that the victim clicks on the link 'Payment Verification Code' and completes the verification." The police said that all the information mentioned earlier, the scammers are used to bind third-party payments, and only by getting the verification code of the victim's ETC account associated with the bank card can the money be really transferred out.
Keep two points in mind to stay away from ETC scams
In the name of ETC certification expiration or invalidation, batch send phishing SMS and links to the public, trick the owner into entering sensitive information such as bank card password, because ETC is generally closely related to banks, so when encountering such fraud, victims often lack vigilance, resulting in a high incidence of such network fraud. The police remind that keeping the following two points in mind can effectively prevent being deceived.
First of all, where you receive similar to the above-mentioned CONTENT of the ETC TEXT message, do not click on the "phishing" link in the text message, any SMS link that requires filling in important information such as bank card account number, password, verification code and so on is almost a scammer, and when receiving such suspicious information, the public must call the official phone to verify the reason and then deal with it under the guidance of the official.
Adhere to a principle: who the scammer is impersonating, you ask the real "who".
Secondly, there is no such thing as "expired expiry" in etc accounts; etc. vehicle-mounted equipment is valid for 10 years, and there is no need to operate a bank account when it is renewed; etc. There is no need to operate a bank account for ETC equipment invalid activation and system upgrade. That is to say, when the ETC card expires or there is a loss reset situation, the ETC device will be stopped, and the main thing the car does at this time is to replace the card and enter the new card information again through the ETC partner channel, which can be reused. Therefore, when handling ETC business, the public should go directly to the bank for handling, and if there is any doubt, they can also call the bank's official hotline directly, or go directly to the bank counter to handle it; if they are unfortunate enough to encounter fraud, they should call the police 110 in time.
Source: Popular Science China
Edit: Weng Yu