| by Wu Kuai Financial poverty alleviation: although the water droplets are small, the final profit is a big instrument - the fifth in the series of evaluations of "consolidating the achievements of tackling tough problems and moving towards rural revitalization"

The trickle of financial poverty alleviation will surely inject strong momentum into rural revitalization.

Cao Xixi

In the early winter, the land of Yizhang flows with melting warmth. Looking at the distant mountains, large areas of black tea are neatly arranged; in the farm, the special breeding is thriving. High-quality development of the tea planting industry, so that green water and green mountains become "happiness backer"; vigorously excavate the breeding economy, so that rural revitalization into the fast track. On the country lanes of Yizhang, the beautified courtyards, the built trails, and the illuminated scenic spots complement the smiles on the faces of the villagers, painting a moving picture of "Yizhang livable". And all the changes are inseparable from the irrigation and nourishment of "financial living water".

Finance is the bloodline of the real economy, promoting rural revitalization, and financial support is an important part. The No. 1 document of the Central Committee in 2021 clearly encourages the development of exclusive financial products, supports new agricultural business entities and new rural industries and new formats, and increases the first loan and credit loan. Living water is drawn, and all things grow. In recent years, Yizhang County has continued to implement financial assistance and innovatively launched the "Rural Revitalization Loan", with a total of 11,348 households and an amount of 1.665 billion yuan, helping industrial development and the masses to become rich.

Industry is a thread, one end connected to the peasants' money bags, the other connected to the follow-up development of the countryside. In 2016, a "timely rain" of financial loans made Yizhang and Yihong Tea Industry Demonstration Park develop and grow, injecting a steady stream of impetus into Huinong rich farmers. "A single flower is not spring, a hundred flowers bloom in the spring and fill the garden." Yizhang County has guided a number of financial institutions to support rural revitalization, innovated and developed a series of credit products such as "Huinong Loan", "Xiangnu Loan", "Oil Tea Loan" and "Homestay Loan" with high and low interest rates, and "Huinong Loan", "Xiangnu Loan", "Oil Tea Loan" and "Homestay Loan", which realized the gorgeous transformation from a bank "fighting alone" to "a hundred contending".

Although the water droplets are small, they will eventually be large. Before lending, carry out field investigation and signature on industrial investment direction and the integrity of poor households to ensure accurate drip irrigation and special funds; for loans that are about to expire, set up a four-level warning of "red, yellow, blue and green" to ensure repayment on schedule; improve the risk compensation mechanism... Building a "firewall" for the whole process of tracking "funds are obtained and used well", "funds are repaid, and development is sustainable", and the trickle of financial poverty alleviation will surely inject strong momentum into rural revitalization.

[Editor-in-Charge: Zhang Ying]

[Source: Hunan Daily· New Hunan Client]