Bank of Communications credit card reminder: Fraudsters have many tricks, and they should keep a few hands for safe use of cards

With the economic recovery, the use of credit cards is also constantly "upgrading", from physical cards to binding payment accounts, binding social accounts, scanning code payments... Credit card spending is becoming more and more diverse, easy and convenient. At the same time, however, the modus operandi of the outlaws is also "keeping pace with the times." There are many tricks for fraudsters, and the safe use of cards should be kept in a few hands, and the Bank of Communications credit card combs through the recent typical fraud cases, and summarizes the flexible response magic weapon to provide a security barrier for the cardholder's consumption.

Safety card reminder 1: During the peak tourist season, beware of the "ETC handling" scam

At present, it is the peak season of summer vacation tourism, the whole family travels together, and the self-driving tour with strong autonomy has become the choice of many families, and etc. is unprecedentedly hot. While everyone is happily preparing for the trip, they do not know that the criminals have locked their eyes on the "ETC processing", and they have packaged the "welfare" cloak on the "phishing" website to lure consumers into "taking the bait".

The trip is imminent, Xiao Liu is worried about not being able to apply for ETC, but he receives a text message at this time. The text message said that you can apply for ETC online without leaving home, and you can apply for it immediately and have a welfare package to be delivered. Xiao Liu quickly clicked on the link to handle the application and entered the INFORMATION such as ID card, home address, mobile phone number, bank card number, verification code and other information as required. After submitting the application, I received the news that the credit card was stolen and swiped nearly 10,000 yuan, and I realized that I was "sloppy".

Bank of Communications credit card experts remind cardholders that first of all, they should apply through regular institutions such as ETC issuers, and if there is a problem, they should contact the official agencies at the first time to verify the situation; secondly, do not click on unfamiliar links, such as links that require filling in personal information such as ID numbers, bank card numbers, passwords, etc. Should be vigilant and pay attention to prevent the leakage of personal information.

Safety card reminder two: the game generation practice for a while, be careful that the wallet is very hurt

"Glory of Kings", "PUBG", "Crossfire"... Various online games are prevalent, more and more gamers are addicted to them, and the market for "game training" that comes into being on demand is also hot. As everyone knows, when you hope to take off in the game world with the help of substitute training, many criminals will also extend their black hands to this "market", which deceives the trust of gamers through the identity of "substitute training", and then obtains payment information and further implements network fraud.

A provincial people's court has just concluded a case of network theft caused by game training, and Wang Mou, who is engaged in game training, after receiving the victim Li's training order, falsely claimed that he could help Li withdraw the money that had been recharged into the game through a third-party payment account in the past, and collected a certain percentage of the handling fee after success. Li Mou was very moved to hear it, and immediately handed over the third-party payment account password. Subsequently, the credit card bound to Li's third-party payment account was stolen and swiped, and Fang knew that he was deceived.

In addition to obtaining payment account passwords, it is also a common fraud method for criminals to deceive gamers of social accounts associated with bank cards, such as WeChat and QQ, on the grounds of game training. Criminals directly transfer money from their accounts or use fraudulent accounts to impersonate victims to defraud their friends. At the same time, we must also be vigilant against the excuse that the game account is frozen, taking advantage of this set to take the thaw fee, in fact, the regular game platform does not have a thaw fee.

In this regard, bank of communications credit card experts said that the network account security is also not to be taken lightly, payment accounts and social accounts associated with bank cards are directly linked to the wallet, under no circumstances should these accounts be granted to strangers to use, nor should the password of the account be told to others, once the account information is stolen, it means that the wallet is lost and the money is damaged.

Security card reminder three: be wary of borrowing the name of sharing the screen to "be enjoyed" for money

If a stranger or foreign number calls you and mentions joining a meeting, sharing a screen, etc., you have to be careful, this may be a scam. Recently, there have been media reports that some criminals use the sharing screen function of chat and video conferencing to carry out fraud.

The fraudster first invites the victim to a video conference by phone, and then induces the victim to open the sharing screen function, and then the sms, WeChat, verification code and other information displayed on the victim's mobile phone screen, as well as any operation on the mobile phone, will be seen by the other party, including the process of entering the password and unlocking the APP. After the fraudster has a glimpse of the victim's relevant information, he can further commit the fraud.

In this regard, the bank of communications credit card security experts remind you that with the development of mobile Internet technology, the fraud tools used by criminals are also constantly "iteratively upgrading", but in essence, fraudsters still obtain consumers' financial information through various means, and then implement fraud. Consumers must remember not to believe in the "one-sided words", to strengthen the awareness of personal information security, and not to look at text messages, links, and phone calls from unknown sources. If you are deceived, you should immediately call the police on 110.

No matter how varied the scam methods, consumers should keep in mind the "three-step strategy of unfamiliar information". Step 1: After receiving the information, confirm it through official channels; step 2: do not click on unfamiliar links or download APP; step 3: do not enter any personal financial information and payment information. Cardholders can also obtain safe card knowledge through multiple channels such as the bank's official Weibo and WeChat public account, and continue to improve their financial knowledge level and risk prevention awareness. (End)

Edit: Xu Bing