The national student loan is a major measure taken by the CPC Central Committee and the State Council to improve the financial policy system of China's ordinary colleges and universities and increase the financial aid for students. Recently, with the successive issuance of college admission notices, the Education and Sports Bureau of Jiaxiang County has orderly opened the acceptance of applications for credit student loans in the source of students in 2024.
On August 1, Liang Benxiang, a 2021 graduate of Jiaxiang County, received the graduate admission notice of China University of Posts and Telecommunications, and came to the student loan processing center of the County Education and Sports Bureau with hope, and successfully applied for a student credit student loan of 20,000 yuan. He said: "Through the national student loan, I completed four years of university studies, and the expenses during graduate school are quite burdensome for my family, so today I am here to renew the loan to complete my studies, I will study hard, repay the loan after graduation, and contribute to society."
As long as the freshman with family difficulties gets the admission notice, he can apply for a credit student loan in the place of household registration, and the interest on the loan will be discounted by the government during the student's study. From 2021 to 2024, the state will waive the interest of the current year for students who have graduated with loans for three consecutive years, and the loan principal can also apply for a one-year deferral of repayment, so as to support a worry-free blue sky for students.
In order to improve convenience, China Development Bank will also launch the National Student Loan App mobile app in 2024, so that some students can easily complete all procedures on their mobile phones without having to run for loan renewal. Zhao Fen, head of the Student Financial Aid Section of the County Education and Sports Bureau, said: "This morning, 214 students have successfully renewed their loans online, and a total of 5,551 senior high school students have obtained the pre-application qualification this year, and can directly apply for student loans, eliminating the need to review and identify the application to fill in the form, which is convenient and fast, and we actively promote the first loan registration application, student loan remote processing and other small programs, which also greatly improves the efficiency of processing." ”
In the early stage, the county education and sports bureau publicized the student loan policy through multiple channels such as carrying out theme class meetings, recording policy micro-lectures, and issuing "one letter", so that each senior high school graduate and his parents could understand the application conditions, handling process, repayment period and other information of the loan in detail. At present, Jiaxiang County has built a "one-stop" service, formed a "Jia" model of "four excellent and four hearts" student loan processing, and did a solid job in the "online + on-site" dual-track acceptance service, optimized the student loan processing process, realized the "window" of posts and the "refinement" of business, and ensured the smooth enrollment and peace of mind of students from economically disadvantaged families. As of the afternoon of August 1, Jiaxiang County has handled student loans for 1,301 students, totaling 17.0805 million yuan.
Jiaxiang County Education and Sports Bureau will continue to uphold the work concept of 'one-stop service, four excellence and four hearts', constantly optimize and improve the efficient and convenient work mode, let the sunshine of the Huimin policy spread to every student in difficulty, plug in the wings of Jiaxiang students' dreams, and contribute to the fairness of education.