！
Listen to the point!
Comply with financial regulations
Instead, they were deceived???
Strange Facetime calls
Impersonating Bank of China China UnionPay
China Banking Regulatory Commission WeChat Center
Closing the service Interest Rate Adjustment
Prevent deductions from affecting credit reporting
It was found after analyzing a large number of real-world cases
Multiple Victims
Only a general understanding of the Facetime scam
But for making use of Facetime video calls
I don't know the core methods of fake credit fraud
Because of the importance of personal credit reporting and compliance with financial regulations
Instead fall for such scams
The core means of false credit investigation fraud
01
Apple Facetime video calls
Scammers mainly use Apple Facetime video calls and impersonating text messages to find victims
02
Impersonating a financial institution officer
Fraudsters will impersonate China UnionPay, People's Bank of China, China Banking Regulatory Center, State Banking Regulatory Bureau, WeChat Center, Bank of China, WeChat Loan Center, Alipay Center, Douyin Customer Service Center, etc.
03
Service deduction/interest rate adjustment/impact on credit reporting
Common tactics of fraudsters include: I am a staff member of xx bank/financial institution, do you have an online loan, the interest rate of your micro loan/other loans is too high, if you do not cancel the xx service, you will be deducted every month, and if you do not adjust the interest rate, it will affect the credit investigation.
How to prevent fake credit scams
When you get a Facetime call, ask yourself:
Are Strange Facetime Calls Real?
Why don't you turn off the Facetime feature yet?
How can a financial institution staff contact you via Facetime?
When you say it's a financial institution worker, ask yourself:
Is there such an agency?
Should I check through official channels first?
How can the work cards and work clothes of the bank-related staff be so clumsy?
Claim that the interest rate of micro loans/loans is too high, ask yourself:
Have I ever used a microloan?
Should I check with the authorities first?
If the interest rate is too high, why should it be adjusted through transfer flow?
When the other party's intimidation threat will affect the credit report, ask yourself:
Why do you want to transfer money to the other party?
Why not check the credit through the bank and the official credit bureau?
Source: Ningde anti-fraud WeChat public account
First instance: Chen Shuqin Second instance: Huang Lili Third instance: Li Yu