Oh mom, these days, I feel like the money in my hand is getting more and more unspent, isn't it? When you go out to buy groceries, you accidentally exceed your budget; Go to the mall, and the silver in your pocket will bottom out in a blink of an eye. Why do we ordinary people suddenly feel that our pockets are deflated, as if we can't keep up with the speed of rising prices no matter how hard we try? Today, let's talk about the five "culprits" behind this and see what factors have quietly hollowed out our money bags.
First of all, I have to talk about this inflation demon. Inflation, like an invisible vampire, silently devours our purchasing power. What is inflation? To put it simply, prices continue to rise, and the same amount of money can buy less and less things. Well, sometimes it's a real headache. The money you have worked so hard to save has depreciated in the blink of an eye, and you have to shell out more money to buy things. Therefore, inflation is definitely a major culprit that causes our pockets to shrink.
Secondly, the rising cost of living cannot be ignored. You see, the rent, the utility bills, the education bills, the medical expenses...... Which one is not quietly raising prices? Especially in big cities, the rent has risen like a rocket, and most of the month's salary has not been covered by the landlord with a smile. In addition, the children go to school and the family go to the doctor, which is a lot of expenses. After calculating it like this, how many silver taels can we have left every month, we have counted it in our hearts, right?
Again, the slow growth rate of income is quite disturbing. Even though we are all working hard, wages always seem to be rising at a pace that has not kept pace with rising prices. If you think about it, the salary you have worked hard for a month has not been covered by various expenses. In this case, it is really difficult to save some money.
Also, we have to talk about the change in the concept of consumption. Today's young people are pursuing a quality life and enjoying the present. That's true, but sometimes, overspending can be a big deal for your wallet. You see, this mobile phone is changed once a year, and clothes and shoes are also updated every season, and you are embarrassed to say it if you don't eat a hundred and eighty yuan for a meal. In this way, can the wallet not deflat?
Finally, poor investment and financial management may also be a reason for the shrinkage of our pockets. Many people know that it is difficult to achieve financial freedom by salary alone. But investment and financial management are not so simple. If you are not careful, you may fall into a trap and let the money you have saved hard-won go down the drain. Therefore, if you don't understand, don't invest indiscriminately, otherwise, the wallet may shrink faster than you think.
With all that said, what are we going to do? In fact, in the face of these "culprits", we are not helpless. First of all, you must learn to manage your finances, plan your income and expenditure reasonably, control unnecessary expenses, and minimize waste. Second, you can try to diversify your investments, such as stocks, funds, gold, etc., but remember to do what you can to diversify your risk. In addition, it is also a good choice to improve your skills and increase your source of income. After all, one more craft means one more possibility of income.
In short, although our people's money bags have been hollowed out by these five "culprits", as long as we can maintain rational consumption, learn to manage money, and improve ourselves, one day, our money bags will also bulge. After all, life is only about being challenging, isn't it?
【Conclusion】
So, ladies and gentlemen, do you understand this? Behind the shrinkage of our pockets, it is actually the result of multiple factors. But as long as we can face up to the problem and deal with it positively, I believe that one day, our money bags will be puffed up again. After all, although life is not easy, as long as we work hard, there is always hope. Let's work together for a better life!