Guide
In recent years, buying a house in full and accumulating assets in various ways have become the new standard for wealthy people. In large and medium-sized cities, housing prices continue to rise, buying a house in full has become the standard for the rich, and it is no longer rare for families to have a savings of more than 1 million. The relevant authorities have redefined the rich as having to meet a number of conditions in order to be considered wealthy. So how do ordinary people pursue these standards? Let's take a look at the wealth management and asset accumulation of the working class, and the thrift that needs to be paid attention to in the pursuit of wealth.
A new standard for the rich: buying a house in full and accumulating assets in many ways
Buying a house in large and medium-sized cities with full payment is one of the criteria for a rich person
In recent years, buying a house in large and medium-sized cities with full payment has become the standard for the rich, rather than the gospel for ordinary people.
For an ordinary house of about 90 square meters, the price has exceeded 1.5 million, of which more than 2 million in first-tier cities.
This means that buying a house in full has become the standard for the wealthy, not the gospel of the moonshine clan.
Changes and diversification in the level of household wealth
It is not uncommon for households to have savings of more than 1 million
20 years ago, the family had a savings of more than 1 million, and he was definitely a rich man in the village, and even a well-known rich man in the town.
And now, as housing prices continue to rise, this level of savings can no longer support a big scene.
With the continuous development of the economy, more and more people are starting to make a lot of money, such as business owners, high-paid talents, etc.
This has also led to more and more people with 1 million deposits, and there are now more than 14 million households nationwide.
And having a deposit of 1 million can no longer satisfy people's vanity, and the relevant departments have also released data:
The number of households with a deposit of 100,000 yuan is 230 million;
The number of households with a deposit of 500,000 yuan is 150 million;
The number of households with a deposit of 1 million yuan is 140 million.
Redefining the Wealthy: The Relationship Between Income, Investment, and Liabilities
It is measured comprehensively in terms of income, savings, investment, debt, etc
The authorities are also beginning to redefine the wealthy:
A wealthy person is considered wealthy if he meets one of the following criteria:
Buy a house in a large or medium-sized city with full payment;
Household deposits of more than 1 million;
The monthly household income exceeds 15,000 yuan;
The market value of investment products reached 6 million.
In other words, in order to become rich, it is not enough to have a high salary.
At the same time, it is also necessary to have a large amount of savings, no debt, and a large amount of investment.
It has also been argued that:
As long as you feel rich, there is no need to deliberately pursue these conditions.
Whether you are a rich person or not depends on your personal feelings.
How ordinary people pursue the standard of "rich people".
Wealth management and asset accumulation for the working class
For ordinary wage earners, it is really not easy to meet these conditions.
For example, most people's monthly income is only 4 or 5,000 yuan, and it is still difficult to reach 15,000 yuan.
Many people set their goal on "buying a house in full", thinking that as long as they have a house, they are considered rich.
But in fact, this is only one of the minimum standards for a rich person, and there are many conditions that are required to be truly rich:
For example, the family does not have any debts, has a large number of investment products, and has a high monthly income.
In the process of pursuing wealth, we should not forget the word "thrifty".
After all, the accumulation of wealth is inseparable from thrift and hard work.
epilogue
In today's society, the pursuit of prosperity is no longer the dream of a few, but the pursuit of more and more people. Whether it is buying a house in full, family savings, monthly income or investment products, the criteria for becoming a wealthy person are becoming more and more diversified. But whether it is a rich person or an ordinary person, diligence and thrift and hard work have always been important rules for wealth accumulation. On the path of pursuing wealth, do not forget to be frugal, because the true accumulation of wealth is inseparable from rational consumption and continuous effort.