#几月份退休最吃亏？ #
Social security knowledge, crayfish daily sharing No. 1018, welcome to pay attention!
Some netizens asked: When is it better to retire at a loss, which month is better to retire?
In fact, the question of when to retire is a false proposition, because it is most cost-effective for individuals to go through the retirement procedures as soon as they reach the retirement time.
The reason is that I received a pension for the first time and enjoyed the pension insurance treatment, which is the most cost-effective.
For example:
If the date of birth of the insured person is January, it is most cost-effective to go through the retirement procedures in January when the retirement age is reached, and you can receive the pension in February at this time.
On the other hand, if the date of birth is January, and the retirement procedure is taken in February or March, there will be a delay in receiving the pension!
In reality, the time of receiving the pension is the age limit in the file (if there is a file), and the retirement age in the file is what months is it, and the individual cannot choose!
Therefore, it is nonsense to discuss the question of when it is cost-effective to retire and how many months to retire and suffer losses, after all, the national policy is here, it is fair, and there is no question of whether to suffer or not to suffer.
It is worth noting that:
If an individual's birthday is in January, but the retirement procedures are completed in May, the pension from February to May will not necessarily be paid, and it is necessary to distinguish the situation.
If it is a personal reason, such as a birthday in January, you will not go through the retirement procedures, and you have to wait until May to go through the retirement procedures, and your pension will not be part of the pension from February to May.
If it is due to the social security department, such as system problems, slow review, etc., then even if the retirement procedures are completed in May, then the pension from February to May will be repaid.
In addition, if it is a person who retires in the first half of the month, the pension will generally be repaid in the second half of the year.
Because those who retired in the first half of the year use the average salary of the previous year (calculation base) when calculating the pension, and according to the relevant regulations, the average salary of the current year should be used.
Therefore, in the second half of the year, when the Bureau of Statistics announces the average salary, the social security department will also announce the corresponding calculation base, and at the same time will make up the pension of retirees in the first half of the year.