Operator Finance Network Intern Jiang Yiran/Text
Recently, Xiaoshan Rural Commercial Bank released the disclosure of external information for the first quarter of 2024, with total assets of 353.902 billion, operating income of 3.767 billion, total profit of 870 million, and net profit of 805 million during the reporting period.
As a result, the operator's financial network noticed the senior management team behind Xiaoshan Rural Commercial Bank and tried to reveal the past experience of Chairman Lin Shiyi.
Since the establishment of rural credit cooperatives in early 1954, Xiaoshan Rural Commercial Bank has gone through several stages: rural credit cooperatives, rural cooperative banks, and rural commercial banks. In addition to the business department and international business department of the head office, there are 137 branches, including 42 sub-branches and 94 branches.
According to the bank's information, Lin Shiyi, with a postgraduate degree, holds the qualification of a senior economist, but his specific graduation school and major have not been announced, and whether he has a full-time graduate degree and a first degree has not been disclosed.
As for his work experience, according to public reports on the Internet, before he was transferred to the chairman of Xiaoshan Rural Commercial Bank, Lin Shiyi served as the chairman of Shangyu Rural Commercial Bank, and further back, he also served as the president of Xiaoshan Rural Commercial Bank for many years.
In September 2021, Lin Shiyi returned to Xiaoshan Rural Commercial Bank as the chairman, and his years of work experience as president also made him have a different review and thinking about the bank's positioning, path and development.
Lin Shiyi once said in an interview: "We have always had three insistences, the first is to adhere to the concept of 'service first, then to be customers', the second is to insist on being based on the local area and deeply cultivating inclusive finance, and the third is to insist on growing together with enterprises and achieving each other." ”
Xiaoshan Rural Commercial Bank's performance is very good, data shows that as of the end of June 2022, the bank's deposit and loan market in Xiaoshan District accounted for 30.86% and 22.54% respectively, and the deposit scale is comparable to the total amount of the four major banks of industry and agriculture and China Construction. In the first half of the year, the bank's deposit and loan increment accounted for 38.01% and 29.14% of the total increase. This is inseparable from the ability and efforts of Lin Shiyi and other senior executives and the majority of cadres and workers.
It is worth noting that in December 2023, a video of "Xiaoshan Rural Commercial Bank tellers shouting to get out" sparked heated public discussions. The uploader of the video said that when he was handling business at the bank, he was publicly yelled at by the teller many times to "get out" and angrily threw his information, and even mentioned "don't think I won't beat you".
In the end, it was verified that the inappropriate words and deeds of the teller in the video did exist, but the uploaded video was obviously edited. In addition, the customer took change 26 times during the business, with a minimum of 5 cents and a maximum of 100 yuan each time, and also ridiculed the teller as "old fritters" during the business.
After the incident was clarified, Xiaoshan Rural Commercial Bank gave the teller a penalty of deducting 5% of the performance pay in 2023 and apologized to the customer. Although the incident is over, it still causes a lot of discussion on the Internet.
What kind of development will Xiaoshan Rural Commercial Bank have in the future, the operator's financial network will continue to pay attention.