After entering 2024, various localities have announced the increase in the basic pension of urban and rural residents, which is directly related to the economic income of insured farmers, so for residents receiving pensions, they are most concerned about how much pension they will receive every month this year.
Up to now, the pension standards for residents in 31 provinces have been released, so how much pension can residents in different provinces and regions achieve? Let's find out:
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List of the latest basic pension standards for residents in 31 provinces
The pension insurance for urban and rural residents is composed of two parts: basic pension and personal account pension. Among them, the basic pension standard is formulated by the national and local governments. The monthly calculation and payment standard of personal account pension is the total amount of personal account savings divided by 139 (the same as the current personal account pension calculation coefficient of basic pension insurance for employees).
Moreover, the basic pension of the basic old-age insurance for urban and rural residents is divided into two parts: national unified adjustment and provincial self-adjustment.
And in the government work report in February this year, it has also been made clear that the minimum monthly payment standard for basic pensions for urban and rural residents will be increased by 20 yuan. If this adjustment is in place, then the national unified standard will reach 118 yuan per person per month.
In the provincial adjustment part, each place according to their own financial situation also has some small adjustments, the largest annual adjustment is Shanghai, in recent years is an annual adjustment of 100 yuan, Shanghai as the leading city of the mainland economy, its basic pension standards have been in the forefront of the country.
At present, the basic pension standard for urban and rural residents in Shanghai has reached 1,400 yuan per month. If nothing else, Shanghai is expected to continue to improve this year, and if it continues to maintain an increase of 100 yuan, it is expected to reach 1,500 yuan. This is far ahead of the rest of the country.
In second place is Beijing, where the basic pension for urban and rural residents in 2024 will be 924 yuan per month. It is worth mentioning that in recent years, Beijing has also maintained the tradition of raising the pensions of retirees and the basic pensions of urban and rural residents at the same time every year. If the increase continues in 2024, it will not be far from the 1,000 yuan mark.
In third place is Tianjin, where the current basic pension standard for urban and rural residents is 307 yuan. Although there is a big gap between Tianjin and Shanghai and Beijing, on the whole, Tianjin is also one of the regions with relatively high pensions for urban and rural residents in the country.
In fourth place is Tibet, which is a difficult and remote area, but its social security benefits are among the best in the country. According to Tibet's 2024 budget report, the basic pension for urban and rural residents will be increased by 10 yuan again to 245 yuan.
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The basic pension standard for urban and rural residents in 5 provinces exceeds 200 yuan
Judging from the above list of basic pensions for urban and rural residents, at present, most of the basic pension levels of urban and rural residents in the country are between 103 yuan and 200 yuan, and only 5 provinces have a basic pension standard of more than 200 yuan.
They are Shanghai (1,400 yuan), Beijing (924 yuan), Tianjin (307 yuan), Tibet (245 yuan) and Guangdong (200 yuan).
It can be seen that even in the top five, the gap between the basic pensions of urban and rural residents in various provinces is still relatively large.
Seeing this, some people want to ask, Guangdong, as the largest province in the economy, why is the basic pension of urban and rural residents only 200 yuan? There is also the second largest economic province Jiangsu, which is currently only 192 yuan, including the third economic province Shandong is only 168 yuan, and the fourth economic province Zhejiang is 180 yuan...
The economic development of these cities is not bad, why are pensions so low?
In fact, it should be noted that what we are discussing here is the minimum standard of basic pension set by the province in the province, specific to different cities in the province, because of different economic development, so some cities will be raised on the basis of the minimum pension of the province.
In addition, there are several areas where the pension is still relatively close to the 200 yuan standard, such as Qinghai, Jiangsu, Zhejiang, and Ningxia, all of which are above 180 yuan; Shandong, Xinjiang, and Fujian are all around 160 yuan; Inner Mongolia, Hebei and Guangxi are 140 yuan, 133 yuan and 131 yuan respectively. The vast majority of other provinces are between 110-130. In addition, the lowest is Yunnan, with a basic pension of only 103 yuan.
From this ranking, it is not difficult to see that the gap between the pension standards of urban and rural residents in the mainland is very large. For example, if you compare the first place Shanghai with the last place Yunnan, the difference between the two is almost 14 times. From this alone, we can see that the mainland's economic development is unbalanced.
The vast majority of provinces only have a pension of about 130 yuan for urban and rural residents, and this pension income is still very stressful for the elderly in rural areas.
Conclusion: The increase in the basic pension of urban and rural residents is good news, which is conducive to improving the living standards of the elderly. It is also expected that more regions will raise the basic pension, and the amount of the increase can be higher.