The media released good news that a 1 million housing loan can save 48,000 yuan in 30 years, and the comment area directly overturned

Hello everyone, I'm a crying kitten. Here's wishing the friends who read this article in advance, family harmony, all the best, financial resources, and all wishes come true!

Recently, regarding the real estate market, the relevant departments have played a set of combination punches, which are extremely strong. Lowering the interest rate of personal housing provident fund loans by 0.25 percentage points, canceling the lower limit of commercial loan interest rates for first and second houses at the national level, and adjusting the minimum down payment ratio for commercial loans for first homes to no less than 15% are all rare and powerful measures, so once released, they quickly detonated public opinion.

The Financial Associated Press reported a good news to everyone, they said that if the provident fund loan amount of 1 million yuan, the loan for 30 years, and the equal principal and interest repayment method are calculated, after the provident fund first home loan interest rate is reduced, the monthly payment will be reduced by 135 yuan, and the monthly payment for 30 years will be reduced by 48,500 yuan.

A loan of one million can save nearly 50,000 yuan in 30 years, which is a lot of people's annual salary income.

But in the face of such good news, everyone doesn't seem to approve of it, and the friends in the comment area don't mention any interest at all, and everyone has turned on the spit mode.

Shaanxi netizens: Save 135 yuan per month, and then increase the price of water, electricity and gas by 200 yuan

Jiangsu netizens: You must know that ordinary people just don't have money, not stupid! The propaganda does not mention the absurd fact that the mortgage of 1 million yuan for 30 years has to pay back nearly 2 million.

Hebei netizens: If you really think about the people, the first set of direct zero interest, this is the policy to solve the rigid needs.

Hunan netizens: The prices of houses and cars that ordinary people can't afford are decreasing, and the prices of water and electricity that residents can afford are rising.

Everyone's attitude is the same, rich people don't care about the 40,000 or 50,000 yuan, and those who don't have money give him 40,000 or 50,000 yuan cheaper, and he can't afford to buy a house. It took 30 years to save 40,000, which is not enough to buy a bathroom.

Now the real estate market has reached a critical period of transformation, and the people are also aware that everyone wants a house and wants to stabilize their meager wealth, so the more at this time, the more they will choose to wait and see, and will not easily sell.

This is the current situation, on the one hand, the stimulus policies have been introduced one after another, hoping that the people will buy houses, but the more stimulated, the more the people feel that the problem is a bit big, and the more they choose to wait and see. And the more the people wait and see, the more they don't take action, the more the stimulus policy will be heavier, and the more heavy the policy will make the people worry that this is the precursor of the collapse, the more they dare not take action.

It's a vicious circle, and breaking this impasse requires not only wisdom but also patience.