On May 17th, our country's housing market policy brought a big surprise to friends who wanted to buy a house like a timely rain in spring. The down payment for the first home has dropped to a rare 15% in history, and the second home is not bad, as long as 25% can be done! This is even more powerful than the big adjustment in 2016!
In the past, if we wanted to buy a house, we had to make a 20% down payment, which was not a small amount. Now that the threshold has been lowered, the momentum to buy a house has suddenly been raised.
The central bank also came with a wave of "preferential family buckets", the interest rate of provident fund loans was lowered, and the interest rate of commercial loans was also lowered. This set of combination punches, to put it bluntly, is to let our people sweat less and save more money when buying a house.
Li Yujia, an expert from the Guangdong Provincial Urban Planning Institute, said that as soon as these good policies are implemented, the pressure on us to repay the mortgage every month will be much less.
Especially for us young people and new citizens, it is good news! After all, most of us go for real housing needs and like to pick affordable second-hand houses. As soon as this policy comes out, new and old houses can be turned up, houses can be sold, housing prices can be stabilized, the whole market is lively, and everyone's faces are smiling.
Mr. Ma Hong, the chief of Guangkai, also analyzed that this time the government is determined to make the housing market stable and progressive, so it has released so many real discounts. The purpose is very clear, it is to help us solve the housing problem, whether you just need to settle down or want to change to a bigger house, you can find a suitable way.
This wave of operations can be said to have paved the red carpet for our ordinary people to buy a house. Now, buying a home is no longer so out of reach and more like a dream within reach. We have to ask ourselves, should we seize this wave of opportunities? Do you want to make a move when it's time to do it? Come on, talk about your plans in the comment area, and let's discuss this rare time to buy a house!