According to the Southern Metropolis Daily, on May 17th, Yang Ma sent a big gift package to our people, and threw out three "king bomb" policies in one go, which makes it much easier to buy a house now!
The down payment is "slimmed", and the dream of buying a house is no longer far away
The first one, that is, the down payment of the mortgage, directly came to a big slimming! For those who are buying a house for the first time, they used to have to prepare 20% of the total price of the house as a down payment, but now, they only need 15%! For example, if you look at a set of 1 million nests, you used to have 200,000 to qualify, but now, 150,000 can put the key in your pocket. This is not a simple number game, for us people, it is a real burden reduction!
Provident fund loans, less interest and more fun
Second, the interest on provident fund loans was also lowered by 0.25 percentage points. Don't underestimate this, it can save a lot! Using a provident fund loan to buy a first house, the interest rate for more than five years has dropped to 2.85%, and the second house is not bad, and the interest rate is quite close to the people. In this way, the money bag for monthly loan repayment can be bulging again.
The commercial loan policy is relaxed, and the interest rate is determined by itself
Finally, the commercial loan policy has also been relaxed, and the lower limit of the national loan interest rate for first and second homes has been abolished. What does it mean? That is to say, if you take out a loan to buy a house in the future, the interest rate depends not only on the national regulations, but also on the face of the local government and the bank. No, each place can be determined according to its own situation, and the flexibility is greatly improved!
Yan Yuejin, the boss of the E-House Research Institute, said that the adjustment of the down payment ratio this time is simply "unprecedented" in history, and it is simply timely for brothers and sisters who want to buy a house. As soon as this policy came out, not only the sales office was lively this week, but also the next stock market, this year's property market, and our confidence were like taking a reassuring pill, stable.
To sum up, Yang Ma's move this time is real money to help us reduce the burden of buying a house. As soon as the policy is implemented, it is estimated that many friends who are waiting and watching will be tempted.
What do you think of this wave of operations? Aren't you tempted? Come to the comment area to chat, have your home purchase plans changed because of these policies? Let's discuss together!